Agents: Adam Stewart and Jimmy Molloy, Chestnut Park Real Estate Ltd.
The backstory
According to local lore in Guelph, Ont., the Reverend Arthur Palmer was known to walk from his front door to the edge of his large property, scramble down the bluff to the Speed River and row his small boat to the other side. From there he’d climb the bank and walk the short distance to his parish at St. George’s Anglican Church.
Rev. Palmer was an Irish immigrant who had established St. George’s, the first Anglican church in town, in 1832 and served as rector until 1874.
As the city grew, Rev. Palmer purchased approximately 23 acres of land across the river.
The house he had built between 1854 and 1856 had exterior walls of ashlar cut stone. He named the estate Tyrcathlen.
The City of Guelph says the original house was likely designed by William Thomas of Toronto or Frederick J. Rastrick of Hamilton, who were both prominent architects in Upper Canada in the 19th century.
According to notes by the Guelph Arts Council, which included the home on its Slopes of the Speed historical walking tour, the reverend later became an archdeacon. He eventually sold the manse to a local druggist and manufacturer named Alexander Petrie and retired to England in 1875.
In 1925, the insurance executive Henry Higinbotham purchased the house, which had become rundown over time, and undertook an extensive overhaul.
Mr. Higinbotham hired architect H. Reginald Coales for the transformation, which included expanding the building. The front entrance, which faced the river during Rev. Palmer’s time, was moved to the opposite side to face Stuart Street.
Mr. Higinbotham tore down some of the outbuildings and built a new coach house, which contained the heating system. Heat was funnelled to the main house through an underground tunnel. That way, if there was a fire or explosion in the furnace room, the main house would be protected from the inferno.
He renamed the estate Ker Cavan.
Following the Higinbotham family’s tenure, retired Brigadier-General Kenneth Torrance purchased the mansion for his summer home in the 1950s.
In 1960, Ker Cavan became a nursing home and rest home, with part of the building serving as the family home of the proprietors.
In the 1980s, a builder purchased the property and subdivided the land for residential development. The house was split in two.
The controversial redevelopment drew the scrutiny of Guelph’s heritage conservationists.
The city moved to designate 20 Stuart St. a heritage property in 1986, noting the building is one of the few surviving examples in Canada of the Tudor type of the Gothic revival style.
In 2008, Guelph resident Peregrine Wood was driving her son to soccer practice when she was diverted by construction. The detour took her past 20 Stuart St. where a “For Sale” sign had just been planted on the lawn.
A few years earlier, Ms. Wood and her husband, Kirk Roberts, had narrowly missed purchasing one-half of the divided house. They both agreed if the other half ever came up for sale, they would buy it.
Ms. Wood called the agent but she insisted that the home wasn’t ready for showings yet.
Ms. Wood and Mr. Roberts enlisted the help of a friend who lived close to the historic house to introduce them to the owners, who were frantically prepping the property before the photographer arrived the following day.
“By midnight the deal was done,” says Ms. Wood.
The house today
The couple moved from a stone house they had restored together at the north end of town to Stuart Street with their two children.
The couple’s son and daughter were entering their teenage years, Ms. Wood says, and the new location allowed them to walk to activities and entertainment in downtown Guelph.
In 2009, the couple began the renovation, which turned out to be far more complex than any project they had undertaken before.
“We ended up firing our general contractor after six weeks,” says Mr. Roberts.
The couple had travelled extensively in Europe and they envisioned a home that retained all of the existing heritage details while juxtaposing the old with the new.
The contractor held the view that all of the elements should look as if they had always been there, Mr. Roberts explains.
With such clashing visions, Ms. Wood took over as general contractor.
The main goal was to remove all of the 1980s-era fixtures, says Mr. Roberts, while restoring everything else.
Plumbing, electrical and heating and cooling systems needed to be updated, and water damage in some areas repaired.
Over the years, the elaborate plaster moulding and ceiling medallions in the principal rooms had cracked, leading to some shoddy repair work.
The 19th-century ears of maize, Tudor roses and classical rosettes are now protected under heritage preservation rules.
Ms. Wood says her husband barred her from entering the library for months while the plaster restorer dug deep into the plaster to find the source of the problem and repair it.
“I don’t think I could have handled the stress,” she says with a laugh.
Some of the other heritage-designated interior details were in remarkably good shape, say the couple, pointing to the wooden staircase in the main hall and the built-in mahogany bookshelf that lines one wall of the library.
Doorways with Gothic arches and the leaded and stained glass windows have also been preserved throughout the house, along with wooden shutters inside the oriel windows.
Rev. Palmer’s wooden porch had long been replaced with a conservatory, say the couple, and that space had in turn become the kitchen.
The window frames were completely shot, Ms. Wood says, so the couple had the three walls of windows replaced.
A dropped ceiling was also removed to expose some wood beams. Ms. Wood brought in workers to sandblast the beams and clean up the surfaces.
“Carpenter ants just started dropping,” she says.
Those beams were hastily hauled away and another even higher ceiling was uncovered.
Once the challenges had been tackled, the couple had a new kitchen installed with built-in appliances, a large island and modern glass-fronted cabinets.
“We wanted to create something that didn’t compete with the architecture,” Ms. Wood says. “It is calm and serene.”
A former parlour in the house is now the dining room.
Upstairs, the primary suite included a 1980s-era ensuite bathroom with carpeting and a huge jacuzzi tub.
“It was very loud and ornate,” says Ms. Wood.
The couple gutted the room and added cool grey floor tiles, a walk-in shower, a floating vanity and a soaker tub hoisted to the second level by crane.
“The bathroom was just an organic process,” says Ms. Wood. “We chose clear and simple and modern in spaces where there weren’t any existing architectural features.”
For their son’s room, the couple exposed the limestone wall and renovated the bathroom.
The third floor, which was originally an attic, became their daughter’s haven, with a bedroom, a bathroom with original tub and a large space for lounging and sleepovers.
The lower level became another place for teenagers to hang out, with media and recreation rooms and a separate entrance. French doors lead to an outdoor terrace.
Just as some interior elements are protected by heritage conservation rules, so are the towering spruce trees that stand in front of the house. The couple also planted Japanese maple, hemlock, ironwood, pagoda dogwood and purple leaf birch trees to create a park-like setting.
“We’ve always considered ourselves custodians,” says Ms. Wood. “This house is so much part of the community.”
The best feature
The main hall contains some of the home’s most significant heritage-designated elements, including a grand staircase in Honduran mahogany and a nine-panel stained glass window depicting the motto of Mr. Higinbotham’s military regiment.
TORONTO – The Toronto Regional Real Estate Board says home sales in October surged as buyers continued moving off the sidelines amid lower interest rates.
The board said 6,658 homes changed hands last month in the Greater Toronto Area, up 44.4 per cent compared with 4,611 in the same month last year. Sales were up 14 per cent from September on a seasonally adjusted basis.
The average selling price was up 1.1 per cent compared with a year earlier at $1,135,215. The composite benchmark price, meant to represent the typical home, was down 3.3 per cent year-over-year.
“While we are still early in the Bank of Canada’s rate cutting cycle, it definitely does appear that an increasing number of buyers moved off the sidelines and back into the marketplace in October,” said TRREB president Jennifer Pearce in a news release.
“The positive affordability picture brought about by lower borrowing costs and relatively flat home prices prompted this improvement in market activity.”
The Bank of Canada has slashed its key interest rate four times since June, including a half-percentage point cut on Oct. 23. The rate now stands at 3.75 per cent, down from the high of five per cent that deterred many would-be buyers from the housing market.
New listings last month totalled 15,328, up 4.3 per cent from a year earlier.
In the City of Toronto, there were 2,509 sales last month, a 37.6 per cent jump from October 2023. Throughout the rest of the GTA, home sales rose 48.9 per cent to 4,149.
The sales uptick is encouraging, said Cameron Forbes, general manager and broker for Re/Max Realtron Realty Inc., who added the figures for October were stronger than he anticipated.
“I thought they’d be up for sure, but not necessarily that much,” said Forbes.
“Obviously, the 50 basis points was certainly a great move in the right direction. I just thought it would take more to get things going.”
He said it shows confidence in the market is returning faster than expected, especially among existing homeowners looking for a new property.
“The average consumer who’s employed and may have been able to get some increases in their wages over the last little bit to make up some ground with inflation, I think they’re confident, so they’re looking in the market.
“The conditions are nice because you’ve got a little more time, you’ve got more choice, you’ve got fewer other buyers to compete against.”
All property types saw more sales in October compared with a year ago throughout the GTA.
Townhouses led the surge with 56.8 per cent more sales, followed by detached homes at 46.6 per cent and semi-detached homes at 44 per cent. There were 33.4 per cent more condos that changed hands year-over-year.
“Market conditions did tighten in October, but there is still a lot of inventory and therefore choice for homebuyers,” said TRREB chief market analyst Jason Mercer.
“This choice will keep home price growth moderate over the next few months. However, as inventory is absorbed and home construction continues to lag population growth, selling price growth will accelerate, likely as we move through the spring of 2025.”
This report by The Canadian Press was first published Nov. 6, 2024.
HALIFAX – A village of tiny homes is set to open next month in a Halifax suburb, the latest project by the provincial government to address homelessness.
Located in Lower Sackville, N.S., the tiny home community will house up to 34 people when the first 26 units open Nov. 4.
Another 35 people are scheduled to move in when construction on another 29 units should be complete in December, under a partnership between the province, the Halifax Regional Municipality, United Way Halifax, The Shaw Group and Dexter Construction.
The province invested $9.4 million to build the village and will contribute $935,000 annually for operating costs.
Residents have been chosen from a list of people experiencing homelessness maintained by the Affordable Housing Association of Nova Scotia.
They will pay rent that is tied to their income for a unit that is fully furnished with a private bathroom, shower and a kitchen equipped with a cooktop, small fridge and microwave.
The Atlantic Community Shelters Society will also provide support to residents, ranging from counselling and mental health supports to employment and educational services.
This report by The Canadian Press was first published Oct. 24, 2024.
Housing affordability is a key issue in the provincial election campaign in British Columbia, particularly in major centres.
Here are some statistics about housing in B.C. from the Canada Mortgage and Housing Corporation’s 2024 Rental Market Report, issued in January, and the B.C. Real Estate Association’s August 2024 report.
Average residential home price in B.C.: $938,500
Average price in greater Vancouver (2024 year to date): $1,304,438
Average price in greater Victoria (2024 year to date): $979,103
Average price in the Okanagan (2024 year to date): $748,015
Average two-bedroom purpose-built rental in Vancouver: $2,181
Average two-bedroom purpose-built rental in Victoria: $1,839
Average two-bedroom purpose-built rental in Canada: $1,359
Rental vacancy rate in Vancouver: 0.9 per cent
How much more do new renters in Vancouver pay compared with renters who have occupied their home for at least a year: 27 per cent
This report by The Canadian Press was first published Oct. 17, 2024.