Faced with an increase in complaints about credit card and identification fraud, provincial police are reminding the public to watch out for fraudsters.
The increase began in April, police say, and more businesses are falling prey to scams.
“Typically, the fraudsters contact a business to place an order for a product by way of phone, email or website, with plans to make the payment using a stolen payment card and counterfeit driver’s licences,” police reported in a news release.
Believing it to be a legitimate purchase, workers process the payment on the stolen card, shipping the product via a shipping company or via someone picking up the product by using a rented van or trailer – which was also rented with a stolen card.
“Eventually the real cardholder identifies and disputes the unauthorized charge,” the release reads. “As a result, the business receives a chargeback and is responsible for paying back the amount charged on the stolen card.”
Businesses which accept transactions without a card being present should use the Ministry of Transportation’s online driver’s licence check verification tool.
That service is now free and has been expanded.
“The only information relayed through the service is whether the driver’s licence number entered is valid or invalid along with specific condition codes, if applicable. However, no personal information is displayed,” the release notes.
It can now check as many as 100 licence numbers at once; download licence numbers from a CSV file; e-mail and download results.
It can be used on mobile devices and allow those devices to scan licences.
Fraud victims should contact their local police services and the Canadian Anti-Fraud Centre at 1-888-495-8501 or report online at http://www.antifraudcentre.ca