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Cheap Auto Insurance in Canada

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If you have family or friends who have cheap auto insurance in Canada, you might think that they have acquaintances in the industry or they are just plain lucky. If you are thinking like that, you have yet to discover the real secrets to cheap auto insurance in Canada. Read on and see how you can save on your premiums.

 

  1. Compare the rates – Remember how consumers are always educated on shopping around before buying anything to get the best deal? We often shop around and compare prices before we buy our clothes, cars or even houses. However, when this comes to buying auto insurance, we would just pay whatever rates offered by insurance companies. This is because we often thought that the rates are the same between companies. This is a false belief as the rates between companies can vary as much as $1000 sometimes! You will never get cheap auto insurance in Canada if you do not put any effort to compare the prices. Therefore, start going around and research the companies before you take up any policies.

 

  1. Raising deductibles – A deductible is the amount of the claim that we have to pay before our insurance company pays the rest if we are involved in an accident. We usually take the lower deductible because we do not want to pay so much when we file claims. However, when you opt for a lower deductible, you will get higher premiums that cause you to pay more than the amount of a higher deductible. This is because we do not involve accidents every single day. So why not pay a higher deductible to save more money in the long run?

 

  1. Be careful when you drive – Accidents are unavoidable but we can prevent them from happening. When you are involved in more accidents and get a lot of speeding tickets, all these go into your driving record and leave some bad marks there. When insurance companies review your application for auto insurance, they will look at your driving record first. If you do not have a clean driving record, it is hard for you to secure cheap auto insurance in Canada.

 

  1. Discounts – Get all the discounts that you are applicable for and cheap auto insurance in Canada is sure to be yours. Most of the time, insurance companies do not give out discounts without you asking for them. If you know you are eligible for certain discounts like multi-policy discounts, open your mouth and ask from your insurance company or you will be lost the chance to secure cheap auto insurance in Canada.
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Liberals announce expansion to mortgage eligibility, draft rights for renters, buyers

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OTTAWA – Finance Minister Chrystia Freeland says the government is making some changes to mortgage rules to help more Canadians to purchase their first home.

She says the changes will come into force in December and better reflect the housing market.

The price cap for insured mortgages will be boosted for the first time since 2012, moving to $1.5 million from $1 million, to allow more people to qualify for a mortgage with less than a 20 per cent down payment.

The government will also expand its 30-year mortgage amortization to include first-time homebuyers buying any type of home, as well as anybody buying a newly built home.

On Aug. 1 eligibility for the 30-year amortization was changed to include first-time buyers purchasing a newly-built home.

Justice Minister Arif Virani is also releasing drafts for a bill of rights for renters as well as one for homebuyers, both of which the government promised five months ago.

Virani says the government intends to work with provinces to prevent practices like renovictions, where landowners evict tenants and make minimal renovations and then seek higher rents.

The government touts today’s announced measures as the “boldest mortgage reforms in decades,” and it comes after a year of criticism over high housing costs.

The Liberals have been slumping in the polls for months, including among younger adults who say not being able to afford a house is one of their key concerns.

This report by The Canadian Press was first published Sept. 16, 2024.

The Canadian Press. All rights reserved.



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Meddling inquiry won’t publicly name parliamentarians suspected by spy watchdog

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OTTAWA – The head of a federal inquiry into foreign interference says she will not be publicly identifying parliamentarians suspected by a spy watchdog of meddling in Canadian affairs.

The National Security and Intelligence Committee of Parliamentarians raised eyebrows earlier this year with a public version of a secret report that said some parliamentarians were “semi-witting or witting” participants in the efforts of foreign states to meddle in Canadian politics.

Although the report didn’t name individuals, the blunt findings prompted a flurry of concern that members knowingly involved in interference might still be active in politics.

As inquiry hearings resume today, commissioner Marie-Josée Hogue cautions that the allegations are based on classified information, which means the inquiry can neither make them public, nor even disclose them to the people in question.

As a result, she says, the commission of inquiry won’t be able to provide the individuals with a meaningful opportunity to defend themselves.

However, Hogue adds, the commission plans to address the allegations in the classified version of its final report and make recommendations.

This report by The Canadian Press was first published Sept. 16, 2024.

The Canadian Press. All rights reserved.



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Judge to release decision in sexual assault trial of former military leader Edmundson

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OTTAWA – The judge overseeing the sexual assault trial of former vice-admiral Haydn Edmundson is reading his decision in an Ottawa court this morning.

Edmundson was the head of the military’s personnel in 2021 when he was accused of sexually assaulting a woman while they were deployed together back in 1991.

The trial was held in February, but the verdict has been delayed twice.

The complainant, Stephanie Viau, testified at trial that she was in the navy’s lowest rank at the time of the alleged assault and Edmundson was an officer.

Edmundson pleaded not guilty, and testified that he never had sexual contact with Viau.

He was one of several high-ranking military leaders accused of sexual misconduct in 2021, a scandal that led to an external report calling for sweeping changes to reform the culture of the Armed Forces.

This report by The Canadian Press was first published Sept. 16, 2024

The Canadian Press. All rights reserved.

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