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How do I get my kid a COVID-19 vaccine? –



With the province opening up COVID-19 vaccine appointments for children aged five to 11 Tuesday, you may be wondering when, where and how to book a shot for your kid.

Last week, Health Canada gave the go-ahead for the use of Pfizer’s pediatric vaccine, which consists of a dose one-third the size of the adult version and will require two shots, which in Ontario will be at least eight weeks apart.

The province has received its first shipment of over 400,000 doses that are now ready to be administered through a variety of clinics.

The Star combed through all of the vaccine booking information out there to date to bring readers a comprehensive guide for those looking to vaccinate their children:

How can I book my child a shot?

Appointments can be booked through Ontario’s online COVID-19 vaccination portal for kids five to 11 that will go live at 8 a.m. on Nov. 23. Alternatively, you can call the provincial vaccine contact centre at 1-833-943-3900 to set up a vaccination. Several public health units will also offer appointments through their own booking systems, as will some pharmacies and Indigenous-led clinics. Appointments are expected to begin Nov. 25.

Where can my child get a shot?

Public health vaccine clinics will be ramping up again to accommodate kids, and when you book through the provincial system it should provide you with a location near your home.

Similar to the rollout for teens and adults, some health units may also offer walk-in or pop-up clinics. Select family doctors will have vaccines for kids. Shots will also be available at participating pharmacies.

Will my child’s school offer vaccination clinics?

Several health units, including Toronto, Peel and Durham, will incorporate school vaccination clinics in their plans to get kids the shots. Thirty high-risk neighbourhoods have been identified by Toronto Public Health for the first school clinics including Flemingdon Park, Black Creek, Malvern, and Thorncliffe Park.

Toronto Public Health says it is working to bring COVID vaccines to schools, and more information will come this week. TPH has developed a mobile school clinic model in conjunction with vaccine partners and the city’s four public school boards. Parents and guardians will be informed when there’s a clinic coming to their school.

The Toronto District School Board and the Toronto Catholic District School Board are offering clinics starting Nov. 25.

Will there be enough pediatric doses to ensure my child can receive one?

Yes. Thousands of doses of the pediatric vaccine arrived in Canada on Sunday, with nearly three million doses expected to be delivered by week’s end, according to federal Procurement Minister Filomena Tassi. Ontario has received over 400,000 doses and expects another 600,000 on Tuesday for a total of over one million, which the province says is enough to provide every eligible child with a first dose.

Where can I get help with finding a shot?

Vaccine Hunters Canada, the volunteer army that helped teens and adults find their shots in the spring and summer, is back.

They have reactivated their Twitter and Facebook accounts to help with vaccines for kids and the rollout for third doses. They’ve also partnered with the University Health Network’s Gattuso Centre for Social Medicine, led by Dr. Andrew Boozary, to develop digital tools to improve access to COVID vaccines.

“We still feel that it’s an all-hands-on-deck situation,” said founder and director Andrew Young. “We understand that Vaccine Hunters Canada means hope to a lot of Canadians and we want to make it clear that we’re here to help.”

Said Boozary: “Postal code has been code for the structural determinants of health. Without a health equity approach, the same barriers remain in place for families and communities to access the COVID-19 vaccine.

“We simply cannot afford the access gaps we saw earlier in the rollout. Communities need to be leading in how the vaccine is making it out to children and families, and we will be working to remove whichever barriers we can.”

I live in Toronto. What’s the plan here for kids?

Toronto Public Health’s plan includes administering shots at city clinics, doctors’ offices, hospitals, community hubs and schools, complete with “superhero selfie stations” to make the experience fun. The city is opening up 20,000 appointments for five-11-year-olds Tuesday morning at 8 a.m. There are 110 health teams and doctors providing the vaccines in their clinics.

The vaccine will be administered at the Metro Toronto Convention Centre, Woodbine Mall, Scarborough Town Centre, Cloverdale Mall and Mitchell Field Arena, and the hours of operation for these clinics will be extended over the next two weeks. There will also be some walk-in clinics, such as one at Humber River Hospital from Thursday Nov. 25 to Sunday Nov. 28, for kids five to 11 who live in Toronto. The first 500 kids will get a stuffed friend to take home.

What’s the plan for the rest of the GTA?

Peel, York and Durham regions each have their own pediatric rollout strategy.

Peel will make the vaccine available at mass clinics, community- and school-based clinics and through two mobile Vax Vans.

York Region is planning to offer vaccinations in certain schools, as well as through pop-up clinics and community hub clinics. It is also offering online appointment booking beginning at 8 a.m. Tuesday at or at 1-877-464-9675.

Similarly, Durham will open appointment bookings Tuesday for slots as early as Nov. 25 at or by phone at 1-888-444-5113. Appointments will also be offered at certain school-based clinics, which can be found at

With files from Megan Ogilvie and Isabel Teotonio

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Google delays return to office in Europe, Middle East, Africa – Business Insider



Alphabet Inc‘s Google is postponing its return-to-office plan for offices in Europe, the Middle East and Africa on concerns over the Omicron variant of the coronavirus, Business Insider reported on Thursday, citing a memo it obtained.


(Reporting by Deborah Sophia in Bengaluru; Editing by Amy Caren Daniel)

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Canada’s CIBC misses profit estimates as costs climb, TD beats



Canadian Imperial Bank of Commerce (CIBC) posted disappointing fourth-quarter earnings on Thursday as expenses and retail banking bad debt provisions rose, while bigger rival Toronto-Dominion Bank beat expectations.

Both banks joined rivals in announcing share buybacks and raising dividends, which they are now able to do since the financial regulator’s restriction on capital distributions was

lifted last month.

TD, Canada‘s second-biggest bank, posted lower margins in Canada, but it surprised with a 5 basis-point margin expansion in its U.S. retail business from the prior quarter. It also released C$123 million ($96 million) of reserves previously set aside to cover loan losses.

CIBC, the country’s fifth-largest bank, reported 10% revenue growth, but that was clouded by a 13% increase in expenses. It also took C$78 million of provisions, higher than expected, as a 36% jump in money set aside in its Canadian banking unit offset releases in other divisions.

CIBC said it expects expense growth in fiscal 2022 to rise to the mid-single digits, but aims to deliver positive medium-term operating leverage, with revenue growth outpacing expense expansion.

“While we may have periods of negative operating leverage earlier in the year, we will target positive operating leverage across our business through the course of next year,” Chief Financial Officer Hratch Panossian said on an analyst call.

TD shares jumped 3.8% to C$95.48 in morning trading in Toronto, while CIBC fell 2.5% to C$137.61. The broader stock benchmark rose 0.9%.

TD said it would increase its dividend by 12.7%, and would buy back up to 50 million, or 2.7%, of outstanding shares.

CIBC will raise its dividend by 10.2$ to C$1.61 per share and said it would buy back up to 10 million shares, about 2.2% of outstanding stock.

Canadian banks have largely posted better-than-expected earnings in past quarters, but have faced pressures from low margins and higher variable compensation costs this quarter, with some of the boost from their capital markets businesses and reserve releases in prior periods receding.

The recovery in Canadian non-mortgage lending that investors had been hoping for is materializing, albeit at different rates.

Canadian credit card lending at both banks rose 3.1% from the prior quarter. TD’s business lending grew 2.6% from the previous quarter, the same pace as mortgage growth. CIBC’s corporate lending grew a more muted 0.85%, compared with a 3.4% increase in home loans.

TD said adjusted net income rose to C$2.09 a share from C$1.60 cents, a year earlier, compared with the average analyst estimate of C$1.96 a share.

CIBC said profit excluding one-off items rose to C$3.37 per share from C$2.79 a year earlier, versus the average analyst estimate of C$3.53.

($1 = 1.2817 Canadian dollars)


(Reporting by Nichola Saminather; Additional reporting by Sohini Podder and Mehnaz Yasmin; Editing by Shailesh Kuber, Jan Harvey, Emelia Sithole-Matarise and Jane Merriman)

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CIBC Misses Analysts’ Estimates as Expense Gains Accelerate – Yahoo Canada Finance



(Bloomberg) — Canadian Imperial Bank of Commerce is seeing costs rise as the lender ramps up spending to boost businesses in the U.S. and domestically.

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Non-interest expenses rose 7.4% from the third quarter to C$3.14 billion ($2.5 billion), the Toronto-based bank said Thursday in a statement. That’s an acceleration from the previous 5.9% quarter-over-quarter gain it reported in August. Overall profit trailed analysts’ estimates.

CIBC has been spending to expand its franchise in the U.S. as well as its Canadian personal and business banking unit to sustain the growth in mortgages and client retention it has seen in recent quarters. But those investments haven’t been cheap as labor costs rise and banks battle to retain talent, driving up CIBC’s salary costs 5% from the third quarter and increasing performance-based compensation 20% for the year.

Chief Financial Officer Hratch Panossian said CIBC will keep spending to help drive revenue gains.

“Our strategy is to generate positive operating leverage, but to do so through top-line growth rather than containing expenses or under-investing,” Panossian said on the company’s earnings call.

CIBC slid 4.1% to C$135.44 at 9:40 a.m. in Toronto. The shares have advanced almost 25% this year, compared with a 27% gain for the S&P/TSX Commercial Banks Index.

The lender also raised its quarterly dividend 10% to C$1.61 a share, and announced a plan to buy back 10 million shares, or about 2.2% of outstanding shares. At the current share price, that would cost about C$1.4 billion. Canada’s banks last month were released from restrictions on dividend increases and share buybacks that regulators put in place early in the pandemic to protect the financial system.

Also in the statement:

  • Net income rose 42% to C$1.44 billion, or C$3.07 a share, in the three months through Oct. 31. Excluding some items, profit was C$3.37 a share. Analysts estimated C$3.54, on average.

  • CIBC took C$78 million in provisions for credit losses. Analysts estimated C$125.4 million, on average.

  • Canadian banking profit rose 1.2% from a year earlier to C$597 million.

(Updates with CFO’s comments starting in fourth paragraph.)

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