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It’s happened again. 2nd Toronto home listed for sale without homeowner’s knowledge

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When Melissa Walsh’s great uncle moved into a long-term care home in late 2021 just before his 95th birthday, her family decided to rent out the east end Toronto home he’s owned since the 1970s. The idea was to help him pay his expenses.

The family had turned to a local Royal LePage brokerage where two real estate agents helped them find and screen tenants to rent the house located just off Queen Street East near Kew Gardens in The Beach neighbourhood starting in December 2021.

That began a chain of events that Walsh describes as “the ultimate real estate nightmare.”

The family later learned the tenants chosen had used fake identity documents and bogus references on their lease application, and Walsh said police eventually referred to them as “ghosts” after trying to locate them.

What’s more, just weeks after the lease agreement was signed, the family found out that someone posing as the 95-year-old homeowner had hired two different real estate agents from another Royal LePage brokerage to list the house for sale without the family’s knowledge or permission.

The home was staged with furniture, advertised online for $1.29 million and quickly generated a flurry of offers, Walsh said. One came in at $1.9 million.

“I can’t even form words to describe that moment at that time because it’s just so unbelievably out there,” Walsh said. “You’re going, ‘What happened? What’s going on?'”

Melissa Walsh, whose great uncle’s Toronto home was listed for sale last year after someone impersonated him, says the incident raises questions about whether the real estate industry does enough to verify the identities of the people they work with. (Submitted by Melissa Walsh)

Walsh’s family was able to put an end to the attempted scam before the house could be fraudulently sold, but the case bears a striking resemblance to an investigation the Toronto Police Service (TPS) asked for the public’s help with last week, in which another family wasn’t so lucky.

In that case, police say two homeowners left Canada for work in January 2022 — the same month Walsh’s great uncle’s home was listed for sale — only to learn months later that their property had been sold without their knowledge by people using fake identification.

In an email viewed by CBC News, a TPS detective in the force’s financial crimes unit who is investigating told Walsh the two cases are “related.” Walsh said the detective subsequently told her the fake name used by the male tenant who rented her great uncle’s home was also used in the TPS case.

CBC News is not identifying the names of the fraudulent tenants as doing so may identify the victims of identity theft.

“At first, we thought it was mostly just a handful of real estate agents that weren’t doing their job, but then after hearing about this other house, I think there’s definitely a deeper problem with the real estate industry,” Walsh said.

Over the past year, CBC News has reported on numerous allegations of fake identifications and other documents being used to rent homes and take out fraudulent mortgages, but these attempted home thefts appear to take real estate fraud to an alarming new level.

Walsh says she was shocked when her family learned her great uncle’s home was listed for sale, and that two listing agents they had never hired had been granted access to the home to stage it with furniture. (Submitted by Melissa Walsh)

Red flags

Walsh said the two cases raise questions about whether real estate agents in the multibillion dollar industry are doing enough to verify the identities of potential tenants, homesellers and homebuyers.

In her family’s case, she said documentation provided by the tenants and the person impersonating her great uncle contained several red flags that the agents should have picked up on, beginning with the fact that the person impersonating Walsh’s great uncle spelled his name wrong twice when signing documents.

When screening the two potential tenants, the agents collected photocopies of their driver’s licences, contact information for their employers and personal references, and credit history checks.

The companies listed as employers had very little online presence, including no website.

When CBC called the phone numbers, those given for the employers were out of service, as was one of the personal references. The second personal reference appeared to be a wrong number.

CBC News also ran the three driver’s licence numbers through the Ontario government’s free driver’s licence check tool.

A man and a woman provided these driver’s licences when applying to rent the home. When CBC News checked the validity of the licence numbers using a free online tool, both came back as unrecognized. (CBC)

The two licences provided by the tenants on their lease application came up as “not found,” meaning they were not recognized Ontario driver’s licence numbers. The licence number provided by the person impersonating the 95-year-old homeowner on his listing application came back as “not valid,” meaning it had been suspended, cancelled or expired.

It’s unclear whether any of the agents involved ever called the references and, if they did, what response they received. It’s also unclear whether they checked the validity of the driver’s licences, or what the status of the licences would have been in November 2021 or January 2022, respectively.

‘A coordinated scheme’

In a statement, a spokesperson for Royal LePage said it doesn’t govern day-to-day operations at its brokerages, which are all independently owned and operated. But licensed sales representatives are obligated to abide by industry regulations and to perform due diligence as laid out by the regulating body.

“This very unfortunate incident was clearly a coordinated scheme aiming to take advantage of real estate professionals and an innocent family,” communications director Anne-Elise Cugliari Allegritti wrote.

“The Royal LePage agents in question followed all due protocol and had no reason to suspect that any suspicious activity had taken place.”

According to the Real Estate Council of Ontario (RECO), the industry regulator, both provincial and federal legislation requires real estate professionals to confirm the identity of all individuals, including buyers and sellers, involved in a real estate transaction.

“The most common [method] would be to rely on government-issued photo identification to assure themselves of the identity of the person they are dealing with,” RECO said in an email.

“Also, the local public land registry information about the owners of every property within the municipality, which ought to be confirmed before engaging to sell a property, is readily available to agents.”

Federal guidance documents that RECO identified as the industry standard tell agents they can determine whether a person’s government-issued ID is “authentic, valid and current” by viewing it in the presence of the person being identified and analyzing its characteristics and security features.

Identification can also be verified without the person physically present by using a scanned version paired with a live video chat or photo of the person being identified, according to the guidance.

ID rules too lax, realtor says

Varun Sriskanda, a realtor, property manager and housing policy advocate who was not involved in either fraudulent incident, said these requirements are too lax to prevent identity theft, mortgage fraud and title fraud.

“We only collect one piece of government-issued ID. That means that the fraudster only needs to forge one piece of government-issued ID,” said Sriskanda.

“All you need is to convince your realtor that you are that person standing in front of them and that that identity document is yours. After that, that house goes on MLS.”

Sriskanda said provincial rules should change to require agents to check at least two different pieces of ID to make it more difficult for fraudsters to dupe agents — something he said he already does as a matter of practice.

Realtor Varun Sriskanda says real estate professionals should be required to check more than one government-issued ID when verifying the identity of clients involved in real estate transactions. (Shawn Benjamin/CBC)

Morris Cooper, a civil litigation lawyer in Toronto who successfully argued a landmark case of mortgage fraud in 2006, said the onus shouldn’t be on agents.

“They’re salespeople. They get paid if the sale closes, and they don’t get paid if it doesn’t,” Morris said. “The gatekeepers are really the real estate lawyers who handle the transaction of the purchase and sale, and they are obliged to satisfy themselves as to the identity of their clients in all cases.”

Walsh said her family’s experience has shaken her faith in the real estate industry.

“At the end of the day, you just kind of assume that these people are doing their jobs, that there are those regulatory bodies that have these rules to follow to make sure that nobody is getting their properties sold from beneath them, but clearly those systems aren’t in place,” she said.

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Virginia Democrats advance efforts to protect abortion, voting rights, marriage equality

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RICHMOND, Va. (AP) — Democrats who control both chambers of the Virginia legislature are hoping to make good on promises made on the campaign trail, including becoming the first Southern state to expand constitutional protections for abortion access.

The House Privileges and Elections Committee advanced three proposed constitutional amendments Wednesday, including a measure to protect reproductive rights. Its members also discussed measures to repeal a now-defunct state constitutional ban on same-sex marriage and ways to revise Virginia’s process to restore voting rights for people who served time for felony crimes.

“This meeting was an important next step considering the moment in history we find ourselves in,” Democratic Del. Cia Price, the committee chair, said during a news conference. “We have urgent threats to our freedoms that could impact constituents in all of the districts we serve.”

The at-times raucous meeting will pave the way for the House and Senate to take up the resolutions early next year after lawmakers tabled the measures last January. Democrats previously said the move was standard practice, given that amendments are typically introduced in odd-numbered years. But Republican Minority Leader Todd Gilbert said Wednesday the committee should not have delved into the amendments before next year’s legislative session. He said the resolutions, particularly the abortion amendment, need further vetting.

“No one who is still serving remembers it being done in this way ever,” Gilbert said after the meeting. “Certainly not for something this important. This is as big and weighty an issue as it gets.”

The Democrats’ legislative lineup comes after Republican Governor Glenn Youngkin, to the dismay of voting-rights advocates, rolled back a process to restore people’s civil rights after they completed sentences for felonies. Virginia is the only state that permanently bans anyone convicted of a felony from voting unless a governor restores their rights.

“This amendment creates a process that is bounded by transparent rules and criteria that will apply to everybody — it’s not left to the discretion of a single individual,” Del. Elizabeth Bennett-Parker, the patron of the voting rights resolution, which passed along party lines, said at the news conference.

Though Democrats have sparred with the governor over their legislative agenda, constitutional amendments put forth by lawmakers do not require his signature, allowing the Democrat-led House and Senate to bypass Youngkin’s blessing.

Instead, the General Assembly must pass proposed amendments twice in at least two years, with a legislative election sandwiched between each statehouse session. After that, the public can vote by referendum on the issues. The cumbersome process will likely hinge upon the success of all three amendments on Democrats’ ability to preserve their edge in the House and Senate, where they hold razor-thin majorities.

It’s not the first time lawmakers have attempted to champion the three amendments. Republicans in a House subcommittee killed a constitutional amendment to restore voting rights in 2022, a year after the measure passed in a Democrat-led House. The same subcommittee also struck down legislation supporting a constitutional amendment to repeal an amendment from 2006 banning marriage equality.

On Wednesday, a bipartisan group of lawmakers voted 16-5 in favor of legislation protecting same-sex marriage, with four Republicans supporting the resolution.

“To say the least, voters enacted this (amendment) in 2006, and we have had 100,000 voters a year become of voting age since then,” said Del. Mark Sickles, who sponsored the amendment as one of the first openly gay men serving in the General Assembly. “Many people have changed their opinions of this as the years have passed.”

A constitutional amendment protecting abortion previously passed the Senate in 2023 but died in a Republican-led House. On Wednesday, the amendment passed on party lines.

If successful, the resolution proposed by House Majority Leader Charniele Herring would be part of a growing trend of reproductive rights-related ballot questions given to voters. Since 2022, 18 questions have gone before voters across the U.S., and they have sided with abortion rights advocates 14 times.

The voters have approved constitutional amendments ensuring the right to abortion until fetal viability in nine states: Arizona, California, Colorado, Maryland, Michigan, Missouri, Montana, Ohio and Vermont. Voters also passed a right-to-abortion measure in Nevada in 2024, but it must be passed again in 2026 to be added to the state constitution.

As lawmakers debated the measure, roughly 18 members spoke. Mercedes Perkins, at 38 weeks pregnant, described the importance of women making decisions about their own bodies. Rhea Simon, another Virginia resident, anecdotally described how reproductive health care shaped her life.

Then all at once, more than 50 people lined up to speak against the abortion amendment.

“Let’s do the compassionate thing and care for mothers and all unborn children,” resident Sheila Furey said.

The audience gave a collective “Amen,” followed by a round of applause.

___

Associated Press writer Geoff Mulvihill in Cherry Hill, New Jersey, contributed to this report.

___

Olivia Diaz is a corps member for The Associated Press/Report for America Statehouse News Initiative.

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Vancouver Canucks winger Joshua set for season debut after cancer treatment

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Vancouver Canucks winger Dakota Joshua is set to make his season debut Thursday after missing time for cancer treatment.

Head coach Rick Tocchet says Joshua will slot into the lineup Thursday when Vancouver (8-3-3) hosts the New York Islanders.

The 28-year-old from Dearborn, Mich., was diagnosed with testicular cancer this summer and underwent surgery in early September.

He spoke earlier this month about his recovery, saying it had been “very hard to go through” and that he was thankful for support from his friends, family, teammates and fans.

“That was a scary time but I am very thankful and just happy to be in this position still and be able to go out there and play,,” Joshua said following Thursday’s morning skate.

The cancer diagnosis followed a career season where Joshua contributed 18 goals and 14 assists across 63 regular-season games, then added four goals and four assists in the playoffs.

Now, he’s ready to focus on contributing again.

“I expect to be good, I don’t expect a grace period. I’ve been putting the work in so I expect to come out there and make an impact as soon as possible,” he said.

“I don’t know if it’s going to be perfect right from the get-go, but it’s about putting your best foot forward and working your way to a point of perfection.”

The six-foot-three, 206-pound Joshua signed a four-year, US$13-million contract extension at the end of June.

This report by The Canadian Press was first published Nov. 14, 2024.

The Canadian Press. All rights reserved.

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Trump chooses anti-vaccine activist Robert F. Kennedy Jr. as health secretary

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NEW YORK (AP) — President-elect Donald Trump says he will nominate anti-vaccine activist Robert F. Kennedy Jr. to lead the Department of Health and Human Services, putting him in charge of a massive agency that oversees everything from drug, vaccine and food safety to medical research and the social safety net programs Medicare and Medicaid.

“For too long, Americans have been crushed by the industrial food complex and drug companies who have engaged in deception, misinformation, and disinformation when it comes to Public Health,” Trump said in a post on his Truth Social site announcing the appointment. Kennedy, he said, would “Make America Great and Healthy Again!”

Kennedy, a former Democrat who ran as an independent in this year’s presidential race, abandoned his bid after striking a deal to give Trump his endorsement with a promise to have a role in health policy in the administration.

He and Trump have since become good friends, with Kennedy frequently receiving loud applause at Trump’s rallies.

The expected appointment was first reported by Politico Thursday.

A longtime vaccine skeptic, Kennedy is an attorney who has built a loyal following over several decades of people who admire his lawsuits against major pesticide and pharmaceutical companies. He has pushed for tighter regulations around the ingredients in foods.

With the Trump campaign, he worked to shore up support among young mothers in particular, with his message of making food healthier in the U.S., promising to model regulations imposed in Europe. In a nod to Trump’s original campaign slogan, he named the effort “Make America Healthy Again.”

It remains unclear how that will square with Trump’s history of deregulation of big industries, including food. Trump pushed for fewer inspections of the meat industry, for example.

Kennedy’s stance on vaccines has also made him a controversial figure among Democrats and some Republicans, raising question about his ability to get confirmed, even in a GOP-controlled Senate. Kennedy has espoused misinformation around the safety of vaccines, including pushing a totally discredited theory that childhood vaccines cause autism.

He also has said he would recommend removing fluoride from drinking water. The addition of the material has been cited as leading to improved dental health.

HHS has more than 80,000 employees across the country. It houses the Food and Drug Administration, the Centers for Disease Control and Prevention, the Medicare and Medicaid programs and the National Institutes of Health.

Kennedy’s anti-vaccine nonprofit group, Children’s Health Defense, currently has a lawsuit pending against a number of news organizations, among them The Associated Press, accusing them of violating antitrust laws by taking action to identify misinformation, including about COVID-19 and COVID-19 vaccines. Kennedy took leave from the group when he announced his run for president but is listed as one of its attorneys in the lawsuit.

__ Seitz reported from Washington.

The Canadian Press. All rights reserved.

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