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NATIONAL RAIL SHUT DOWN: SMALL BUSINESSES SAW IT COMING

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MORE MONEY, MORE JOBS!
SURVEY UNCOVERS 1/3 OF SMALL BUSINESSES PLAN TO HIRE IN NEXT 6 MONTHS

TORONTO, August 2024 – A new national survey commissioned by Zensurance.com, Canada’s leading source for small business insurance, has uncovered ‘uncommon confidence’ among small business owners across the country.

Zensurance.com surveyed a large sample of 1,000 small business owners, entrepreneurs, and self-employed Canadians in many industries, including retail, hospitality, professional consulting, construction, and health and wellness, to get a current snapshot of their business buoyancy.

PLEASE ATTRIBUTE THIS AS A STUDY BY ZENSURANCE.COM IN ALL MEDIA COVERAGE

  1. KEY FINDINGS OF THE SURVEY

MORE MONEY
A combined 58.5% of small businesses say their revenues improved since January 2024 compared to the first half of 2023. 19.9% said they ‘soared to new heights,’ 38.6% said they ‘improved moderately’.

NOW HIRING
EXACTLY 1/3
 of Canadian small businesses (33%) said that they are planning on hiring in the next six months. Adding to the positive predictions, 23.8% said they are ‘opening a second workplace or office,’ and 30.4% will ‘introduce a new service or sell new products’.

POSITIVE POSITIONS
Asked how confident small business owners are that their businesses will be successful in the next six months, a combined 69.6% said they are confident. 36.4% are ‘very confident’, and 33.2% are ‘somewhat confident.’

SURPRISINGLY POSITIVE STATE
21.1% of small businesses reported ‘a significantly positive impact’ from the state of the economy, and 19.8% reported a moderately positive impact.

PLEASE ATTRIBUTE THIS AS A STUDY BY ZENSURANCE.COM IN ALL MEDIA COVERAGE

  1. WHAT’S (ACTUALLY) EATING ENTREPRENEURS?

Zensurance.com also strived to uncover the issues and trends that concern small businesses and entrepreneurs:

DIGITAL DISTRESS
In a multiple-choice question, the risk of a cyber-attack or data breach (31.9%) edged out theft and shoplifting (30.7%), not being paid by customers (30.5%), vandalism (26.2%), robbery and break-ins (25.4%), and being sued (24.4%) as the top concerns of Canadian small businesses in Q3 2024.

“It’s wonderful to see that Canadian small businesses and entrepreneurs are so positive despite so many potential business challenges,” said Danish Yusuf, Founder and CEO of Zensurance.com. “We know that one of the things that can help them remain confident and be successful is being backed up by a comprehensive insurance plan.”

SECURING SUCCESS (Sort of)
Surprisingly, the survey found that 33.6% of Canadian small businesses do not have a business insurance policy. While this means most businesses have insurance (66.4%), over a third DO NOT have adequate protection.

Asked why they don’t have business insurance:

  • 22.3% said they don’t because they have homeowner and personal auto insurance
  • 21.5% said they don’t think they need it
  • 20.7% admitted they haven’t thought about it
  • 19.9% said it takes too long and it’s complicated to get insured
  • 16.6% said their business has no liability risks whatsoever
  • 16.4% think it’s unlikely an insurance claim will be paid
  • 14% said they don’t trust insurance companies

      3. BONUS FINDINGS

PROMISING CAREERS?
While acknowledging the current challenges in starting up a new business, small business owners were asked what they would rather do than start a new business.

Their answers were ‘work in a factory’ (16.3%), ‘deliver food’ (11.7%), ‘be a ride-sharing driver’ (11.3%), and ‘be a retail greeter’ (10.6%).

Additional answers included: 5.9% said ‘be a sandwich artist,’ 7% said ‘work at a hot dog stand,’ 8.3% said ‘sell shoes at a mall,’ and 8.4% said ‘be a professional ticket scalper.’

Additional information and poll results can be found HERE.

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Canucks winger Joshua to miss training camp following cancer diagnosis

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Vancouver Canucks winger Dakota Joshua has announced he’ll miss the start of training camp following surgery for testicular cancer.

Joshua said in a statement posted to social media by the team Tuesday that he felt a lump on one of his testicles this summer and later had surgery to successfully remove the tumour.

The 28-year-old from Dearborn, Mich., said he plans on returning to play “as soon as possible” and is “working hard every day” to rejoin his teammates.

Joshua said the last several weeks have been “extremely challenging” and encouraged men to get checked regularly for testicular cancer.

The six-foot-three, 206-pound forward had a career-high 18 goals and 14 assists in 63 games for the Canucks last season and signed a new four-year, US$13-million deal with Vancouver at the end of June.

The Canucks are set to open their training camp in Penticton, B.C., on Thursday.

This report by The Canadian Press was first published Sept. 17, 2024.

The Canadian Press. All rights reserved.



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Toronto FC faces tough challenge as defending MLS champion Columbus comes to town

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TORONTO – Coach John Herdman isn’t putting too much stock in the fact that Toronto FC, since losing 4-0 in Columbus on July 6, has posted a better league record than the defending MLS champion.

Toronto, which beat visiting Austin 2-1 on Saturday, has won four of six league outings (4-2-0) since that setback at Lower.com Field while the Crew are 3-2-2.

“I don’t put any credence (in that),” said Herdman. “I just look at their squad and I salivate.”

Its easy to see why.

Columbus provided a league-high five players to the MLS all-star game on its home field in July in defenders Rudy Camacho and Steven Moreira, midfielder/captain Darlington Nagbe and forwards Cucho Hernandez and Diego Rossi.

Herdman sees layers of talent behind those all-stars.

“You see the way that they’re able to almost carbon-copy players. One comes in, another goes out … and they feel like they have a very similar profile. So to be able to take (Christian) Ramirez out and then bring (Canadian forward Jacen) Russell-Rowe in as a power forward, you look and go ‘Whoa, that’s good to have.'”

Federico Bernardeschi was Toronto’s lone all-star.

Columbus (14-5-8) comes to BMO Field on Wednesday in third place in the Eastern Conference, five places and 14 points ahead of Toronto (11-15-3). A playoff position already clinched, the Crew are hoping to leapfrog Cincinnati into second spot.

Coach Wilfried Nancy is looking forward to matching wits against Herdman.

“John is going to cook (up) something,” the Frenchman said with a belly laugh. “I know John. When we played a game in (the) pre-season, it wasn’t a pre-season game. It was a real game. But this is John. That’s why I like him, because he’s intense all the time.”

“They’re going to try to go all-in. They’re going to try to press us, they’re going to try to match us,” he added. “They know exactly the way we want to play so we’ll have to be clever and creative also.”

Herdman, meanwhile, says TFC will have to play error-free football.

While the Crew have failed to score in their last two outings (a 4-0 loss to visiting Seattle and 0-0 draw at rival FC Cincinnati), Toronto is hurting in its backline.

Nicksoen Gomis and Henry Wingo both left the Austin game early with hamstring injuries with Herdman estimating that Gomis will be out three to four weeks and Wingo 10-12 days. Veteran Kevin Long missed the Austin game after tweaking his hamstring in training and will undergo a fitness test ahead of the game.

Shane O’Neill, meanwhile, is suspended for yellow-card accumulation.

“A tricky situation,” said Herdman.

The Crew are a formidable opponent.

Columbus is tied with Real Salt Lake for fifth in the league in averaging 1.93 goals a game. Only Inter Miami (2.32), Portland Timbers (2.00), Los Angeles Galaxy (1.97) and Colorado Rapids (1.96) score more.

And Columbus boasts the league’s stingiest defence, conceding 1.04 goals a game. In contrast, the Toronto defence is tied for 22nd at 1.76 goals a game.

Toronto has conceded 51 goals, 23 more than Columbus, which has collected more points (7-3-4, 25 points) on the road in league play this season than Toronto has at home (7-7-0, 21 points).

Columbus’ roster also includes Canadian wingback Mo Farsi, who scored in the July win over Toronto.

The Columbus game is the first of four in an 11-day stretch that will see TFC club visit Colorado on Saturday, Vancouver on Sept. 25 in the Canadian Championship final and Chicago on Sept. 28. Toronto will then close out the regular season at home to the New York Red Bulls on Oct. 2 and Inter Miami on Oct. 5.

If the playoffs were to start tomorrow, Toronto would face ninth-place D.C. United in a wild-card matchup with the winner advancing to take on the East’s top seed — currently Miami — in the best-of-three first round.

Herdman would like a different scenario, with his eyes set on overtaking seventh-place Charlotte, which has two points and a game in hand over Toronto. The seventh-place side takes on No. 2 — currently Cincinnati — in the first round.

“We’re looking up, not down at the moment,” said Herdman. “It’s a good motivation for the lads to see that next level on the table. And it has been raised. If we’re able to get to that point, it means you’re not headed down to Miami in the heat, which is a tough place to go.”

“We’ll take whatever comes,” he added. “But the critical part is to get into these playoffs. That’s the key mission at the moment.”

Toronto has not made the post-season since 2020 when, after finishing second overall in the Supporters’ Shield standings, it was upset by Nashville after extra time at the first hurdle.

Follow @NeilMDavidson on X platform, formerly known as Twitter

This report by The Canadian Press was first published Sept. 17, 2024

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Dolphins place Tua Tagovailoa on injured reserve after latest concussion

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MIAMI GARDENS, Fla. (AP) — The Miami Dolphins placed Tua Tagovailoa on injured reserve Tuesday after the quarterback was diagnosed with his third concussion in two years.

Tagovailoa will be sidelined for at least four games. He will be eligible to return in Week 8 when the Dolphins host Arizona, but has to complete a series of tests and assessments required by the NFL’s concussion protocol before he can return to the field.

Tagovailoa was hurt last Thursday night when he collided with Buffalo defensive back Damar Hamlin. He ran for a first down and then initiated the contact by lowering his shoulder into Hamlin instead of sliding.

Players from both teams immediately motioned that Tagovailoa was hurt, and as he lay on the turf the quarterback exhibited some signs typically associated with a traumatic brain injury. He remained down on the field for a couple of minutes, got to his feet and walked to the sideline. The Dolphins diagnosed him with a concussion a few minutes later.

Coach Mike McDaniel has since cautioned against speculation on the quarterback’s future, stressing that he’s more focused on Tagovailoa getting healthy than what this latest concussion means for the team or for his career. Tagovailoa this week began the process of consulting neurologists about his health amid reports that he has no plans to retire.

Others around the NFL have offered their opinions on Tagovailoa’s future, including Raiders coach Antonio Pierce, who suggested he should retire.

“As far as Tua’s career is concerned, I think it’s an utmost priority of mine for Tua to speak on Tua’s career,” McDaniel said Monday. “Reports are reports. As far as I’m concerned, I’m just worried about the human being and where that’s at day to day. I’ll let Tua be the champion of his own career.”

McDaniel said Tagovailoa was at the team’s practice facility on Monday, greeting teammates and working with trainers.

“He’s doing good, man. Talked to him, he’s in good spirits,” receiver Jaylen Waddle said Monday. “(He’s) got the team in good spirits and everybody praying for him and hoping (for his) health.”

Head injuries have become a familiar, scary occurrence throughout Tagovailoa’s career.

In a September 2022 game against the Bills, he took a hit from linebacker Matt Milano, which caused him to slam to the ground. He appeared disoriented afterward and stumbled as he tried to get to his feet. He was cleared to return to that game and later said it was a back injury that caused the stumble. He was not diagnosed with a concussion.

Four days later, he got hit again during a Thursday night game at Cincinnati in which he was briefly knocked unconscious and was taken off the field on a stretcher. As he lay on the turf, his fingers appeared to display the “fencing response,” an involuntary motion typically associated with a brain injury. That time, he was placed in the concussion protocol.

The NFL and the players’ union made changes to the concussion protocol after those two incidents with Tagovailoa. Players who have problems with balance or stability are now prohibited from returning to a game.

Tagovailoa briefly considered retirement, but instead returned and studied ways to better protect himself on the field, including taking jiu-jitsu classes ahead of the 2023 season.

Tagovailoa has said he spoke to numerous neurologists who told him they did not believe he would be more susceptible to head injuries than any other player moving forward, nor would he be at a higher risk for chronic traumatic encephalopathy (CTE), the brain disease associated with repeated blows to the head. He was also diagnosed with a concussion while in college at Alabama.

With Tagovailoa sidelined, the Dolphins will go with backup Skylar Thompson when play at Seattle on Sunday. Miami also signed Tyler Huntley off the Ravens’ practice squad.

___

AP NFL:

The Canadian Press. All rights reserved.



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