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Should you move on your own or hire a professional?

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Do you want to move on your own or hire movers? However, this is a question that everyone has when it comes to relocating. Things will become much apparent after you consider your moving budget.

While avoiding professional movers would surely save you money, there may come a time when you will need to hire a moving company. For example, you will need the services for long-distance relocation within the state.

You realize this decision if you plan it well, which helps make the stressful process of relocating easier. When it comes to hiring professional movers, it’s not all rainbows and butterflies, though. We must not only highlight the benefits also some drawbacks.

Good things about movers

 

It’s not just about a single piece of furniture that is simply put together when hiring movers. Professional movers will certainly relieve you of tension or reduce it to an acceptable level. You can trust a reputable agency that offers insurance policies and warranties.

1. You are not involved in the moving process

 

You can monitor the entire relocation procedure if you have any doubts regarding their efficiency or reliability. The nice part about hiring specialists is that you won’t have to do anything yourself.

You can relax and enjoy yourself, or you can get other essential things done before leaving.

 

2. Professional Packing Service

 

Aren’t you happy that someone else can handle your packaging? You’ll have to pay more for this annoying task movers will provide you with a complete set of materials and packaging to transfer your things.

In addition, reputable organizations offer insurance for your goods during the packing, transfer, and transportation process.

What Can Go Wrong?

Self-moving includes risk. Other items could be included under the heading of “disadvantages.”

1. High cost

 

If you’re moving nearby, you might be able to save money by not hiring a moving company. Moving interstate requires the help of relocating experts, which results in high prices.

You never know how long something will take to move or what might happen along the way. You have no idea how your items are being handled by employees. Damage is usually covered by reputable companies.

Any loss or damage that occurs while on the road is covered by the insurance coverage that every professional mover should provide you with before you sign your contract. You may never need this policy, but it’s always better to get prepared.

2. Tight Schedule

 

You usually hire a moving company because of the lack of time to deal with moving organization and realization. Moving agencies are fully hired year-round.

When it comes to moving, summer is the most stressful season of the year. The majority of people relocate when the weather is pleasant. As a result, you have to plan your summer movement much earlier.

Because of their tight schedules, people choose to move on their own or hire an untrustworthy moving company.  However, make your choice on time after assessing the benefits and drawbacks of both hiring specialists and self-moving.

 

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N.Korea fires unidentified projectile off east coast -S.Korea military

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North Korea fired an unidentified projectile off its east coast on Tuesday, South Korea’s Joint Chiefs of Staff said.

 

(Reporting by Hyonhee Shin; Editing by Christopher Cushing)

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77 per cent of Canadians aged 55-69 worried about retirement finances: survey – CTV News

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TORONTO —
More than three quarters of Canadians nearing or in early retirement are worried about their finances, at a time when more and more Canadians plan to age at home for as long as possible, a new survey has revealed.

The survey from Ryerson University’s National Institute on Ageing (NIA),conducted in collaboration with HomeEquity Bank, found that 77 per cent of Canadians within the 55-69 age demographic are worried about their financial health.

Additionally, 79 per cent of respondents aged 55 and older revealed that their retirement income — through RRSPs, pension plans, and old age security — will not be enough to be a comfortable retirement.

“Determining where to live and receive care as we age has been an especially neglected part of retirement financial planning,” Dr. Samir Sinha, NIA director of health policy research, said in a news release.

“These are vital considerations that can also be costly. With the vast majority of Canadians expressing their intention to age at home, within their communities, it is essential that we find both financial and health care solutions to make this option comfortable, safe and secure.”

As the COVID-19 pandemic revealed some shortcomings in the long-term care system, 44 per cent of respondents are planning to age at home, but many don’t fully understand the costs involved, the study notes.

Nearly half of respondents aged 45 and older believe that in-home care for themselves or a loved one would cost about $1,100 per month, while 37 per cent think it would cost about $2,000 per month.

In reality, it actually costs about $3,000 per month to provide in-home care comparable to a long-term care facility, according to Ontario’s Ministry of Health.

Bonnie-Jeanne MacDonald, the NIA’s director of financial security research, said it’s important Canadians understand the true costs of aging while they plan for their future.

“Canadians retiring today are likely going to face longer and more expensive retirements than their parents – solving this disconnect will need better planning by people and innovation from industry and government,” she said.

To help with their financial future, the researchers suggest Canadians should delay receiving any Canada Pension Plan or Quebec Pension Plan payments as the monthly payments increase with year of deferral. For example, someone receiving $1,000 per month at age 60 would receive $2,218.75 per month if they wait until age 70 to begin collecting.

The researchers also suggest leveraging home equity and purchasing private long-term care insurance as ways to help with financial stability for the later years.

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U.S. energy transition to create Mexico auto jobs, climate envoy Kerry says

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Mexico‘s manufacturing sector stands to benefit from a U.S. transition away from fossil fuels including through the creation of jobs for building electric vehicles, John Kerry, climate adviser to U.S. President Joe Biden, said on Monday.

“Mexico’s industrial base, already deeply integrated with the rest of North America, absolutely stands to benefit from the energy transition,” Kerry said alongside Mexican President Andres Manuel Lopez Obrador in Mexico’s Chiapas state, near the southern border with Guatemala.

Kerry traveled to Mexico to meet with his counterparts ahead of the upcoming United Nations’ COP26 climate conference in Glasgow, Scotland, which neither Lopez Obrador nor his foreign minister is expected to attend.

“When we switch from gasoline to electrified vehicles, there are going to be a lot of good-paying jobs here in Mexico because of the connection already of the automobile industry and our two countries,” said Kerry, who visited a flagship reforestation project promoted by Mexico.

The production of automobiles in North America is highly integrated through the U.S.-Mexico-Canada Agreement (USMCA)

Under Biden and Kerry, the United States has stressed the need for more aggressive action to address global warming. Lopez Obrador, on the other hand, has cut the environment ministry’s budget as part of an austerity drive and dismantled policies promoting private investment in renewable energy.

Research coalition Climate Action Tracker rates Mexico’s overall climate plan as “Highly Insufficient”, saying its policies and actions will “lead to rising, rather than falling, emissions and are not at all consistent with the Paris Agreement’s 1.5°C temperature limit.”

Lopez Obrador says he will tackle carbon emissions by revitalizing dilapidated hydropower projects under state control and through the tree planting program, called Sembrando Vida, which aims to plant 700,000 trees.

But he has also focused on reviving state-run oil and power generation companies, and his government has prioritized fossil fuels over renewable energy sources for Mexico’s national grid.

Mexico, the second-largest greenhouse gas emitter in Latin America, is seen as vulnerable to climate change and extreme weather patterns, with tropical cyclones and floods battering the country every year.

By 2030, Mexico plans to reduce greenhouse gas emissions by 22% over a business-as-usual scenario. Brazil, the region’s biggest polluter, aims to cut its emissions by 43% by 2030 compared to 2005 levels.

(Reporting by Anthony Esposito and Drazen Jorgic; Editing by Cynthia Osterman and Karishma Singh)

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