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In Little Italy, a flexible home for an expensive city – The Globe and Mail

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As recently as June, 2019, Google street view shows the comically small house that Katie Bryant, her husband, and their children, called home. While attractive, the wooden, doll-like house was just 12 feet wide on the 18 foot wide lot; also, it was pushed so far back, only a massive addition would’ve brought it in line with its neighbours and, more importantly, afforded this active family of four the space required to thrive and grow.

Toronto home of Katie Bryant and family, designed by architect Kyra Clarkson.Steven Evans Photography

“I’m an archaeologist,” Ms. Bryant says as she swirls a glass of red over her kitchen island, “so I went to the [Toronto] archives and researched the house and it was 1888. … I think it predated the others.”

“It was quite a sweet-looking house,” her architect, Kyra Clarkson, says with a smile.

Sweet indeed, especially when the Bryants were newly married and childless in 2006. But, as the Bryants began to build a life in the Little Italy neighbourhood, challenges emerged as musician-hobbyist hubby (a scientist by day) tried to shoehorn a soundproofed band rehearsal room/recording studio in the low-ceilinged basement (which he dubbed LoHeadroom Studios), the second of two children came along – the house had no closets and one bathroom – and gaps in the old windows began to widen.

“We had a sentimental attachment to it,” Ms. Bryant says. “But I think it was either you pay all the land transfer taxes or real estate fees [to move] or [you pay] an architect.”

So, they decided to hire Ms. Clarkson to come up with feasibility studies, since they’d met during a tour of one of her projects during Doors Open Toronto and liked what they saw. Graft something onto the front of the old house and create a sort of central courtyard/entryway in the middle? Tear down and start fresh? Or give up on their lot and try to find something else in a neighbourhood where houses routinely sell for two million or more?

Because of Toronto’s hot market, it actually made financial sense to stay put and build new.

And because Kyra Clarkson isn’t just any old architect, not only did the couple tick off all of their boxes, they got a handsome house that fits into the existing streetscape. Standing no taller than the bay-and-gables nearby, the now wider, peaked building is clad in a dark blue, shiplapped wood that is punctuated by a simple made-in-Denmark door. If passersby stop to examine the roofline, they’ll note that eavestroughs are hidden from view, which produces a crisp, and very sexy, silhouette.

  • Little Italy , Toronto home of Katie Bryant and family. Design by architect Kyra ClarksonSteven Evans Photography

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Standing in the foyer, invited guests will be treated to an uninterrupted view to the tall sliding glass doors at the back, and a creamy-white wonderland of surfaces and finishes. The wooden stair, the kitchen’s wood cabinets, a vivid blue-green-gold backsplash and the couple’s antique dining set and hutch provide splashes of colour. Oh, as do plants … lots and lots of them.

“We moved the kitchen, which used to be at the back of your house, into the middle so that your dining could expand out into dining outdoors and take advantage of the west light,” Ms. Clarkson says, “and benefit the plants because you’re great with plants.”

And about that stair: while contemporary in execution, it features traditional pickets rather than fingerprint-hungry sheets of glass. Climb up during the day, and a bank of skylights illuminates your path; in summer, hit the remote to open one for instant hot air exhaust.

Up here, behind tall doors, one will find a bedroom for each girl (one gets a commanding view of the CN Tower and skyline), their bathroom, the laundry pair, and the primary bedroom and ensuite. Of note in this room is the full wall, built-in bookcase – complete with ladder – and cozy window seat to curl into once the right tome is chosen.

“Take advantage of this ceiling space,” Ms. Clarkson says simply. “Build in some closets, and you can see they’re lockable so that you can travel or rent [the house] out.”

And there’s the rub. How does one build a house for $1.4-million on two public servant’s salaries and not go broke in the process?

All along, the Bryants planned for (and got) a bachelor-apartment-sized income suite in the basement to offset payments to their construction loan (currently tenanted by a student). The other parts of the basement, a family rec room and hubby’s new recording/rehearsal studio (cheekily dubbed MoHeadroom Studios) also allows for income-generation. During travel-heavy summers, perhaps the family could live down there when in town and rent the top two floors out. Or, once their journalism student tenant leaves, perhaps they could rent the entire basement to a musician or a music student, who would pay more and/or help set up recording sessions for other musicians. And, since there is room on the lot for an eventual laneway suite, the world is their oyster.

Speaking of income-generation, while not installed yet the peaked roof has been readied for photovoltaic panels. And, since the mechanical room is just under that roof – it occupies the space over the flat-roofed corridor – it will be easy to wire up when the time comes.

It’s a lot of flexibility for 1,700-square-foot house, plus basement. No, it’s not an Airbn-behemoth, nor was it ever intended to be. It is, however, a well-designed, thoughtful take on how to make housing work in an expensive city by a skillful architect – Google Ms. Clarkson’s “modernest” work for proof – and a builder, The Fifth Wall, who got it right.

“I don’t think we did anything really high end,” Ms. Bryant finishes. “We wanted stuff that would last.”

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Mortgage rule changes will help spark demand, but supply is ‘core’ issue: economist

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TORONTO – One expert predicts Ottawa‘s changes to mortgage rules will help spur demand among potential homebuyers but says policies aimed at driving new supply are needed to address the “core issues” facing the market.

The federal government’s changes, set to come into force mid-December, include a higher price cap for insured mortgages to allow more people to qualify for a mortgage with less than a 20 per cent down payment.

The government will also expand its 30-year mortgage amortization to include first-time homebuyers buying any type of home, as well as anybody buying a newly built home.

CIBC Capital Markets deputy chief economist Benjamin Tal calls it a “significant” move likely to accelerate the recovery of the housing market, a process already underway as interest rates have begun to fall.

However, he says in a note that policymakers should aim to “prevent that from becoming too much of a good thing” through policies geared toward the supply side.

Tal says the main issue is the lack of supply available to respond to Canada’s rapidly increasing population, particularly in major cities.

This report by The Canadian Press was first published Sept. 17,2024.

The Canadian Press. All rights reserved.

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National housing market in ‘holding pattern’ as buyers patient for lower rates: CREA

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OTTAWA – The Canadian Real Estate Association says the number of homes sold in August fell compared with a year ago as the market remained largely stuck in a holding pattern despite borrowing costs beginning to come down.

The association says the number of homes sold in August fell 2.1 per cent compared with the same month last year.

On a seasonally adjusted month-over-month basis, national home sales edged up 1.3 per cent from July.

CREA senior economist Shaun Cathcart says that with forecasts of lower interest rates throughout the rest of this year and into 2025, “it makes sense that prospective buyers might continue to hold off for improved affordability, especially since prices are still well behaved in most of the country.”

The national average sale price for August amounted to $649,100, a 0.1 per cent increase compared with a year earlier.

The number of newly listed properties was up 1.1 per cent month-over-month.

This report by The Canadian Press was first published Sept. 16, 2024.

The Canadian Press. All rights reserved.

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Two Quebec real estate brokers suspended for using fake bids to drive up prices

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MONTREAL – Two Quebec real estate brokers are facing fines and years-long suspensions for submitting bogus offers on homes to drive up prices during the COVID-19 pandemic.

Christine Girouard has been suspended for 14 years and her business partner, Jonathan Dauphinais-Fortin, has been suspended for nine years after Quebec’s authority of real estate brokerage found they used fake bids to get buyers to raise their offers.

Girouard is a well-known broker who previously starred on a Quebec reality show that follows top real estate agents in the province.

She is facing a fine of $50,000, while Dauphinais-Fortin has been fined $10,000.

The two brokers were suspended in May 2023 after La Presse published an article about their practices.

One buyer ended up paying $40,000 more than his initial offer in 2022 after Girouard and Dauphinais-Fortin concocted a second bid on the house he wanted to buy.

This report by The Canadian Press was first published Sept. 11, 2024.

The Canadian Press. All rights reserved.

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