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Federal dental insurance plan details unveiled. What to know

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The federal government unveiled rollout details of its long-awaited Canadian Dental Care Plan on Monday, giving a leg up for low and middle-income residents without private insurance.

The plan, known as the CDCP, was born out of the Liberals’ supply-and-confidence deal with the NDP in 2022, and it offers dental care benefits directly to Canadian residents who are uninsured with a household income under $90,000.

It’s part of a measure in the federal government’s spring 2023 budget, which allocated $13 billion over five years beginning in 2023 to 2024, and $4.4 billion ongoing.

“The CDCP aims to help ease financial barriers to accessing oral health care services and provides coverage to eligible Canadian residents, who currently do not have access to dental insurance,” according to a Monday media release.

Health Minister Mark Holland called the CDCP “transformative for our country.”

“It will significantly improve health outcomes, reduce a burden on our health care system, and build a foundation of equity by expanding access to oral health care for the millions of Canadians that currently do not have access to this critical care,” he said in the release.

Here are the key takeaways from the dental plan.

 

Who qualifies for the dental program?

To qualify for the CDCP, Canadians must meet the following criteria:

  • they do not have access to dental insurance
  • they have an annual adjusted family net income under $90,000
  • they must be a Canadian resident for tax purposes
  • a tax return from the previous year must have been filed

Canadians who already have access to dental benefits through provincial, territorial, and federal social programs and who meet these criteria will still be able to apply for the dental program, according to the media release.

 

When will the dental program start?

Applications for the dental plan will first open for seniors aged 87 and up starting in December 2023, expanding in phases by age group. People in this age bracket who may be eligible will receive a letter inviting them to apply, according to the federal government’s announcement.

Starting in January 2024, seniors aged 77 to 86 can then apply. Then in February 2024, seniors aged 72 to 76 can apply. Starting in March 2024, seniors aged 70 to 71 can apply.

And then in May 2024, seniors aged 65 to 69 can start applying.

Canadians with a valid disability tax credit certificate and children under the age of 18 will be able to apply online starting in June All remaining eligible Canadian residents will be able to apply online starting in 2025.

Once enrolled, Canadian residents who qualify will be sent a welcome package by Sun Life with a member card and a starting date for when their oral health care services will be covered.

Those who are covered will be able to start seeing oral health-care providers as early as May 2024, starting with seniors.

The dental care plan will not reimburse any oral health-care service done before the person’s start date.

 

What dental services are covered?

Services covered under the federal dental care plan include the following (with some services only becoming available in fall 2024).

  • preventive services, including scaling (cleaning), polishing, sealants and fluoride
  • diagnostic services, including examinations and X-rays
  • restorative services, including fillings
  • endodontic services, including root canal treatments
  • prosthodontic services, including complete and partial removable dentures
  • periodontal services, including deep scaling
  • oral surgery services, including extractions

 

How much is covered?

To minimize out-of-pocket expenses for individuals covered by the plan, oral health-care providers must submit claims directly to Sun Life for payment, eliminating the need for patients to seek reimbursement from the insurance company.

The dental program will reimburse a percentage of dental procedures, but some people covered under the plan may have a co-payment. This is the percentage of the dental plan that is not covered by the federal government, which people will have to pay out of pocket.

Family net incomes between $70,000 and $79,000 will have a 40 per cent co-payment. And those between $80,000 and $89,000 will have a 60 per cent co-payment plan.

— With files from the Canadian Press

 

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Sonia Furstenau staying on as B.C. Greens leader in wake of indecisive election

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The B.C. Greens say Sonia Furstenau will be staying on as party leader, despite losing her seat in the legislature in Saturday’s provincial election.

The party says in a statement that its two newly elected MLAs, Jeremy Valeriote and Rob Botterell, support Furstenau’s leadership as they “navigate the prospect of having the balance of power in the legislature.”

Neither the NDP led by Premier David Eby nor the B.C. Conservatives led by John Rustad secured a majority in the election, with two recounts set to take place from Oct. 26 to 28.

Eby says in a news conference that while the election outcome is uncertain, it’s “very likely” that the NDP would need the support of others to pass legislation.

He says he reached out to Furstenau on election night to congratulate her on the Greens’ showing.

But he says the Green party has told the NDP they are “not ready yet” for a conversation about a minority government deal.

The Conservatives went from taking less than two per cent of the vote in 2020 to being elected or leading in 45 ridings, two short of a majority and only one behind the NDP.

This report by The Canadian Press was first published Oct. 22, 2024.

The Canadian Press. All rights reserved.



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Toronto FC captain Jonathan Osorio making a difference off the pitch as well as on it

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Toronto FC captain Jonathan Osorio is making a difference, 4,175 kilometres away from home.

The 32-year-old Canadian international midfielder, whose parents hail from Colombia, has been working with the Canadian Colombian Children’s Organization, a charity whose goal is to help disadvantaged youth in the South American country.

Osorio has worked behind the scenes, with no fanfare.

Until now, with his benevolence resulting in becoming Toronto FC’s nominee for the Audi Goals Drive Progress Impact Award, which honours an MLS player “who showed outstanding dedication to charitable efforts and serving the community” during the 2024 season.”

Other nominees include Vancouver Whitecaps midfielder Sebastian Berhalter and CF Montreal goalkeeper Jonathan Sirois.

The winner will be announced in late November.

The Canadian Colombian Children’s Organization (CCCO) is run entirely by volunteers like Monica Figueredo and Claudia Soler. Founded in 1991, it received charitable status in 2005.

The charity currently has four projects on the go: two in Medellin and one each in Armenia and Barranquilla.

They include a school, a home for young girls whose parents are addicted to drugs, after-school and weekend programs for children in a disadvantaged neighbourhood, and nutrition and education help for underprivileged youth.

The organization heard about Osorio and was put in contact with him via an intermediary, which led to a lunch meeting. Osorio did his due diligence and soon got back to the charity with his decision.

“It was something that I wanted to be a part of right away,” said Osorio, whose lone regret is that he didn’t get involved sooner.

“I’m fortunate now that to help more now that I could have back then,” he added. “The timing actually worked out for everybody. For the last three years I have donated to their cause and we’ve built a couple of (football) fields in different cities over there in the schools.”

His father visited one of the sites in Armenia close to his hometown.

“He said it was amazing, the kids, how grateful they are to be able to play on any pitch, really,” said Osorio. “But to be playing on a new pitch, they’re just so grateful and so humble.

“It really makes it worth it being part of this organization.”

The collaboration has also made Osorio take stock.

“We’re very fortunate here in Canada, I think, for the most part. Kids get to go to school and have a roof over their head and things like that. In Colombia, it’s not really the same case. My father and his family grew up in tough conditions, so giving back is like giving back to my father.”

Osorio’s help has been a godsend to the charity.

“We were so surprised with how willing he was,” said Soler.

The TFC skipper has helped pay for a football field in Armenia as well as an ambitious sports complex under construction in Barranquilla.

“It’s been great for them,” Figueredo said of the pitch in Armenia. “Because when they go to school, now they have a proper place to train.”

Osorio has also sent videos encouraging the kids to stay active — as well as shipping soccer balls and signed jerseys their way.

“They know more about Jonathan than the other players in Colombia,” Figueredo said. “That’s the funny part. Even though he’s far away, they’ve connected with him.”

“They feel that they have a future, that they can do more,” she added. “Seeing that was really, really great.”

The kids also followed Osorio through the 2022 World Cup and this summer’s Copa America.

Back home, Osorio has also attended the charity’s annual golf tournament, helping raise funds.

A Toronto native, he has long donated four tickets for every TFC home game to the Hospital for Sick Children.

Vancouver’s Berhalter was nominated for his involvement in the Whitecaps’ partnership with B.C. Children’s Hospital while Montreal’s Sirois was chosen for his work with the Montreal Impact Foundation.

Follow @NeilMDavidson on X platform, formerly known as Twitter

This report by The Canadian Press was first published Oct. 21, 2024.



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Five Things to Know: Toronto Raptors’ 2024-25 season

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TORONTO – The Toronto Raptors kick off the 2024-25 season on Wednesday night when they host the Cleveland Cavaliers at Scotiabank Arena. Here are five things to know ahead of the Raptors’ home opener:

THREE DECADES — It’s the Raptors’ 30th anniversary and the team has plans to celebrate all season, including bringing back their purple jerseys from the mid-1990s. Toronto will also be honouring former players, including Hall of Famer Vince Carter. He’ll be the first-ever player to have his Raptors jersey retired in a ceremony at Scotiabank Arena on Nov. 2.

DEPTH CHART — The Raptors lacked depth to start last season with essentially one player coming off the bench — shooting guard Gary Trent Jr. — with then-rookie swingman Gradey Dick sometimes rotating in too. That short bench was evident with a -4.4 net rating over the season, tied with the San Antonio Spurs for third-worst in the NBA. Net rating is an advanced stat that indicates how much better or worse a team performs on a per-possession basis.

However, a series of trades and four draft picks remade the roster and greatly improved Toronto’s depth.

Point guard Davion Mitchell, power forward Ochai Agbaji and centre Chris Boucher of Montreal will lead the reserves to start the season. All three have serious NBA experience, averaging more than 17 minutes per game in their careers. They’ll be joined on the second unit by centre Kelly Olynyk (back) of Kamloops, B.C., and small forward Bruce Brown (arthroscopic knee surgery) once they’re healthy for a robust veteran bench that can handle big minutes. Ja’Kobe Walter, Toronto’s 19th overall pick in this past summer’s draft, will presumably be Dick’s backup at the two-guard once he’s recovered from a sprained shoulder.

COMMUTERS — Walter was the highest of Toronto’s four picks selected in the 2024 NBA draft in late June. Power forward Jonathan Mogbo (31st), point guard Jamal Shead (45th) and centre Ulrich Chomche (57th) were also selected. Although all four will see some NBA minutes this season — especially Shead, whose dogged defence was a highlight of the Raptors’ pre-season — they’ll also be regulars for the G-League’s Raptors 905 in nearby Mississauga, Ont.

IN-SEASON TOURNAMENT — The Raptors are in Group B for the NBA’s second-annual in-season tournament. They’re grouped with the Milwaukee Bucks, Indiana Pacers, Miami Heat and Detroit Pistons. Toronto’s so-called Cup Nights will begin Nov. 12 in Milwaukee and continue when the Raptors host Detroit on Nov. 15. Their third tournament game will be Nov. 29 in Miami and then their group stage will end Dec. 3 when Indiana visits Scotiabank Arena.

Financial incentive has been added to the NBA Cup playoffs this season, with players on the winning team earning US$514,971 each, while $205,988 goes to each player on the runner-up team. Players who lost in the semis will get $102,994 apiece and players that lose in the quarters will get $51,497.

PORTER SENTENCING — Former Toronto backup centre Jontay Porter will receive face sentencing on Dec. 18 after he pleaded guilty in the summer to a U.S. federal conspiracy crime. Porter, 24, was banned from the NBA after admitting that he helped bettors by intentionally underperforming in games. Prosecutors have estimated that he could be facing a range from just under 3 1/2 years in prison to a little over four years.

This report by The Canadian Press was first published Oct. 22, 2024.

The Canadian Press. All rights reserved.



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