I know how you feel … you want to solve the problem that has been bothering you for a while, you want a solution, but a real solution, an actual and permanent solution to your problem.
You have tried other methods, which are advertised as effective solutions, but you have not achieved what you want, and you had to spend a lot of money without getting the results you really needed.
Have you ever wondered how some people have such good luck, and get such good results in their lives, as if by magic?
Do you think there is some secret code for success in life that only a select few have managed to decode?
Many people used to think so too, but after learning some secrets, they did their own tests and found that:
No! To have success in life, you do not really need to know any kind of secret.
Moreover, now I will teach you how you can improve your life… even though you didn’t do a Spell, a Tie or any other Sorcery in your life!
Does it sound unreal?
You must know my situation. I, like many others, was abandoned by my wife after several years of love. For no apparent reason, she left me and just told me, “Time, I need some time”.
And believe me, it’s hard. You feel that your true love is leaving and you do not know how to react. You’re confused. You’re depressed. You feel you’re crushed under tons and tons of huge stones.
At that time, I was capable of anything, and just as we all do, I looked for ways of approaching her, talking to her friends, her family, and I spent hundreds of dollars on psychologists and doctors as this drama was influencing my body. But there was no answer!
After trying everything, with months of suffering, I first came to a spell developed by my grandfather, a great Shaman in his city.
After 20 days my wife contacted me again; after 30 days we were a couple again and after 60 days, she could not wait to remarry me!
Since then I have used special spells and incantations for cases that could not otherwise be solved. As a result, I became an expert magician.
But I’ll keep telling you this then…
“First, Some Evidence of the Success Obtained”
What I’m showing you is part of the pay stub from my friend John Peterson. You know that we are at a difficult stage in the world economy; however, using a Money Spell, in just 60 days I got a promotion for him and an increase in his salary that nearly doubled his monthly income.
One of the most important details of all this is that you don’t need to be an experienced Wizard to make effective Sorcery. These ideas were lurking in people’s thoughts because people who call themselves “Wizards” inculcated this, because they don’t want problems with their huge business. A good spell can be made by any person who feels and believes that he or she can change something with its preparation.
The results are so real that you can also get them.
And the best part is that …
The Spells that are detailed in the Witchcraft Secret Manual are the most effective that can exist, with simple processing and homemade. You should not rush to find any foreign element that you do not know where to get.
Try to imagine how a Complete Spell Handbook can facilitate your life, and in which you will find, among other things…
As you can see, the results of the manual Spells are exact. All you do is duplicate the Spells you’ll find in the Witchcraft Secret Manual. Who else can offer that?
“Let Me Tell You Exactly Who I Am”
Do not worry, I will not go into too much detail, because I don’t want to bore you, this is about you, not me. My name is Esteban José Portela, and I have been studying White Magic and Black Magic, developing skills for more than 35 years. I’m the fourth generation of a family of White Magicians who have always worked to help people solve their most complex problems.
Now, with the Witchcraft Secret Manual, I am finally putting in writing the Sorceries that have an incredible efficiency demonstrated in the professional world of Wizardry. Yes, the same spells for which people paid a fortune come to your hands today. And this will bring me more of a problem with people who work in the development of these spells, but after thinking for a long time, I realized that my goal in life is that everyone has access to a better life, and this is my way of helping all of you.
The spell system you are about to discover has been thoroughly tested in practice, so I can promise that it will work for you. It is build on the Ancient Ties that were taught to me over the past 35 years, and I have improved them. That is why this Handbook is as close to infallible as you will find in the world.
Give Me 5 Minutes and You’ll See The Easy Steps to Have a 180-Degree Turnaround In Your Life!
This material is for you, only if you’re tired of not having good luck and you are ready to leave your prejudices and improve the factors that make your life a burden.
And now I must warn you: This is NOT the kind of manual you’ll find in bookstores. Esoteric Magic is too controversial to be chosen by a publisher.
You should only get this book if you can handle the power of knowing the secrets of White Magic and Sacred Witchcraft… and you must use these techniques for moral purposes only!
If you can handle that, then this excellent manual will take you by the hand and will reveal the precise action plan, step by step, to achieve your goals, whatever they are: make money, lose weight or any other, starting now and getting results in just 60 days.
Can You Imagine How Good Will You Feel?
No matter how desperate your situation is, these pells will work for you. For example, a person named Tom asked me to help and I sent him the Sacred Manual. This is one of the emails that he wrote to me:
“Esteban, my partner dumped me 2 weeks ago and I’ve been very bad since she left. I fell into the bottom, I begged her to come back with me … I continued searching, texting, sending mails to her, but she didn’t answer me at all. A friend told me that she had gone back to her ex, a fool who abuses her.
I visited her on leaving my job, just to say hello, and she told me not to. I feel that I have no hope; she is already lost, even if she is the love of my life, and she is everything to me. Can you help me?
Please, I need help. Thank you”.
Of course I helped Tom. He was in very bad shape and I had to do something. Tom got the manual and look what he wrote 45 days later:
“Esteban, my friend, I am in eternal debt to you. I got your Manual and I used it, and it turned out! I recovered Valerie’s love and I showed her that I am the man of her life.”
With this extraordinary Manual you will discover the secrets of a good Wizard, including Spells for these cases:
I Introduce: “The Witchcraft Secret Manual”
The Witchcraft Secret Manual is a foolproof technique that let novices use the great power of White Magic to their advantage.
Furthermore, The Manual contains ALL of my Spells by Wizards, as perfected by the Great Masters of Magic:
When creating the Witchcraft Secret Manual I wanted to make sure that it was a first-class product before releasing it publicly. So I asked some Wizardry experts to examine my new guide.
And this was what they said:
You’ll Be Amazed At What Is Possible
It will be nice to have your boyfriend or girlfriend again with you, realizing what he or she had lost.
How happy will you be when that person who does not even know your name falls in love with you forever?
How different will your life be when money begins to come in droves?
I wish you’d imagine for one second that you have the body you want, you lose those extra pounds and you look beautiful.
Can you imagine how great it is that what you wanted all this time is finally yours?
Before going into this aspect, let me ask you a question … How much is it worth for you to get back the love of your life?
Avoid divorce of the person you love?
Or be with that person who makes you crazy?
Or that your business generates a lot forever?
You will not believe this, because through this special website, you can get everything I described in a special package… Witchcraft Secret Manual: The holy book of spells and incantations, which will dazzle you with the results you’ll get…
And The Best Of All Is That You Just Say “Maybe” And Try This Amazing System Without Risk For 60 Days
And this is because I offer you an unconditional guarantee of refund.
It’s simple. All you have to do is get instant online access to the Witchcraft Secret Manual and let its surprising spells begin to function for you. Then relax and watch as your goals are accomplished.
If sometime in the next 60 days you are not completely satisfied with the results that the spells and incantations have, simply let me know and I’ll give you your refund of every penny, fast and courteously.
There is no problem and no small print, I cannot be fairer than that.
What risk do you have now? Exactly, there is no risk…
You Can Start Working On Your Problems In Just 3 Minutes…
I have this manual ready to be downloaded and used with any operating system you have, in PDF format. This means that you put this plan into action immediately. Without waiting for the slow postal service, as your problems continue to grow and become increasingly difficult to solve…
And because the information is in digital format, your order is completely discreet and confidential. Nobody has to know that you used this special material.
Immediately after you make your secure order (your information will never be disclosed to third parties), you get exclusive access to a secret download page where you can lay your hands on this manual immediately, in the privacy of your own home, even if it is 2 a.m.!
You’ll have everything I listed in just a few minutes.
In 60 Days Will You Look Back And Say: “I Wish I Had Purchased…” or Will You Say: “I’m Glad I Acquired It!”
You can spend the rest of the day around the house: depressed and crying about your problems…
Or you can do something for you; start the process of permanent change.
You can start right now (in just a few minutes from now) to enjoy the pleasure of achieving the triumph of love in your life, or that fortune finally touches your door.
My friends, there’s no risk. So, go ahead and secure your copy while it is fresh in your head. I look forward to hearing your astonishing success story.
For Your Success in Life,
With Affection
P.S. Another theme that is extremely important: It is scientifically proven that a break-up or a deep economic crisis are among the events that can cast stress over a person in life. It can be more stressful than a period in jail. Safely grab your copy of Witchcraft Secret Manual before it is too late.
“…Another Incredible Book by Esteban Portela. In this comprehensive book, he reveals the secrets to start making your own spells and incantations truly effective. You can take your first steps into the White Magic spell to help develop others. It is a book that everyone should have in his Esoteric Library…”
Mark Menna, www.hechizosdeamor.info
Among The Topics Included:
Instant Download No Matter What Time It Is
Start today to improve all aspects of your life with the best exclusive Spells using my Witchcraft Secret Manual. Remember that you have my guaranteed 100% refund of your money for 60 days!
Download Witchcraft Secret Manual
You can also use the Manual to build your own business, and help others with the Secret Spells I’m offering; in that way your profits will increase.
Do not delay, the price may increase any day, and I may have to remove it from the market because I don’t want the information to fall into the wrong hands.
Download the Manual Right Now
Truly you have everything to gain and nothing to lose.
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Witchcraft Secret Manual – Love and Money Spells is backed with a 60 Day No Questions Asked Money Back Guarantee. If within the first 60 days of receipt you are not satisfied with Wake Up Lean™, you can request a refund by sending an email to the address given inside the product and we will immediately refund your entire purchase price, with no questions asked.
Dollarama Inc.’s food aisles may have expanded far beyond sweet treats or piles of gum by the checkout counter in recent years, but its chief executive maintains his company is “not in the grocery business,” even if it’s keeping an eye on the sector.
“It’s just one small part of our store,” Neil Rossy told analysts on a Wednesday call, where he was questioned about the company’s food merchandise and rivals playing in the same space.
“We will keep an eye on all retailers — like all retailers keep an eye on us — to make sure that we’re competitive and we understand what’s out there.”
Over the last decade and as consumers have more recently sought deals, Dollarama’s food merchandise has expanded to include bread and pantry staples like cereal, rice and pasta sold at prices on par or below supermarkets.
However, the competition in the discount segment of the market Dollarama operates in intensified recently when the country’s biggest grocery chain began piloting a new ultra-discount store.
The No Name stores being tested by Loblaw Cos. Ltd. in Windsor, St. Catharines and Brockville, Ont., are billed as 20 per cent cheaper than discount retail competitors including No Frills. The grocery giant is able to offer such cost savings by relying on a smaller store footprint, fewer chilled products and a hearty range of No Name merchandise.
Though Rossy brushed off notions that his company is a supermarket challenger, grocers aren’t off his radar.
“All retailers in Canada are realistic about the fact that everyone is everyone’s competition on any given item or category,” he said.
Rossy declined to reveal how much of the chain’s sales would overlap with Loblaw or the food category, arguing the vast variety of items Dollarama sells is its strength rather than its grocery products alone.
“What makes Dollarama Dollarama is a very wide assortment of different departments that somewhat represent the old five-and-dime local convenience store,” he said.
The breadth of Dollarama’s offerings helped carry the company to a second-quarter profit of $285.9 million, up from $245.8 million in the same quarter last year as its sales rose 7.4 per cent.
The retailer said Wednesday the profit amounted to $1.02 per diluted share for the 13-week period ended July 28, up from 86 cents per diluted share a year earlier.
The period the quarter covers includes the start of summer, when Rossy said the weather was “terrible.”
“The weather got slightly better towards the end of the summer and our sales certainly increased, but not enough to make up for the season’s horrible start,” he said.
Sales totalled $1.56 billion for the quarter, up from $1.46 billion in the same quarter last year.
Comparable store sales, a key metric for retailers, increased 4.7 per cent, while the average transaction was down2.2 per cent and traffic was up seven per cent, RBC analyst Irene Nattel pointed out.
She told investors in a note that the numbers reflect “solid demand as cautious consumers focus on core consumables and everyday essentials.”
Analysts have attributed such behaviour to interest rates that have been slow to drop and high prices of key consumer goods, which are weighing on household budgets.
To cope, many Canadians have spent more time seeking deals, trading down to more affordable brands and forgoing small luxuries they would treat themselves to in better economic times.
“When people feel squeezed, they tend to shy away from discretionary, focus on the basics,” Rossy said. “When people are feeling good about their wallet, they tend to be more lax about the basics and more willing to spend on discretionary.”
The current economic situation has drawn in not just the average Canadian looking to save a buck or two, but also wealthier consumers.
“When the entire economy is feeling slightly squeezed, we get more consumers who might not have to or want to shop at a Dollarama generally or who enjoy shopping at a Dollarama but have the luxury of not having to worry about the price in some other store that they happen to be standing in that has those goods,” Rossy said.
“Well, when times are tougher, they’ll consider the extra five minutes to go to the store next door.”
This report by The Canadian Press was first published Sept. 11, 2024.
TORONTO – The U.S. Consumer Financial Protection Bureau has ordered TD Bank Group to pay US$28 million for repeatedly sharing inaccurate, negative information about its customers to consumer reporting companies.
The agency says TD has to pay US$7.76 million in total to tens of thousands of victims of its illegal actions, along with a US$20 million civil penalty.
It says TD shared information that contained systemic errors about credit card and bank deposit accounts to consumer reporting companies, which can include credit reports as well as screening reports for tenants and employees and other background checks.
CFPB director Rohit Chopra says in a statement that TD threatened the consumer reports of customers with fraudulent information then “barely lifted a finger to fix it,” and that regulators will need to “focus major attention” on TD Bank to change its course.
TD says in a statement it self-identified these issues and proactively worked to improve its practices, and that it is committed to delivering on its responsibilities to its customers.
The bank also faces scrutiny in the U.S. over its anti-money laundering program where it expects to pay more than US$3 billion in monetary penalties to resolve.
This report by The Canadian Press was first published Sept. 11, 2024.
After a long day at a work event in July, Kathryn Kozody was relieved when she spotted a car with a lit-up taxi sign.
She thought it was odd when the driver told her she’d have to pay her fare with a debit card. Still, a tired Kozody hopped in the car.
“I was like, ‘Fine, it’s kind of weird, but let’s go home,'” said Kozody, who lives in Calgary.
Nothing else seemed off — until the next day when she discovered that almost $2,000 was missing from her bank account. On top of that, her debit card had someone else’s name on it.
Kozody concluded that the taxi driver was a fraudster who, during the debit card transaction, recorded her PIN, stole her card and handed her back a fake.
“I started freaking out,” she said. “It’s terrifying when they have your debit card.”
It took Kozody about two weeks to get her money back from her bank, and she’s still rattled by the experience.
The day after taking what she thought was a ride in a taxi, Kathryn Kozody of Calgary found out someone had withdrawn almost $2,000 from her bank account. (James Young/CBC News)
“It really felt like an invasion of privacy and a violation to be a victim of this scam,” she said. “I really don’t want it to happen to anybody else.”
The taxi scam isn’t new; Toronto and Montreal have been seeing it for years. But the crime is becoming more widespread.
This summer, police in Calgary,Edmonton and at least five cities in southern Ontario, including Kingston and Ottawa, posted warnings online that they had received multiple reports of the scam.
Police and the Canadian Taxi Association say the fraudsters have a helping hand: with the click of a button, they can purchase a generic — but official looking — taxi roof sign on e-commerce sites like Amazon.
Edmonton Police posted this alert on Facebook in July, warning people about an ongoing taxi scam. The city’s police department says that it received about 10 reports of the scam that month. (Edmonton Police/Facebook )
“They do have a moral responsibility to at least sell the signs to individuals that are properly licensed,” said association president Marc André Way.
However, the U.S.-based company continues to sell the product to all customers.
“These lights are legal to sell in Canada,” Amazon told CBC News in an email.
‘Eye-popping’ numbers
The taxi scam has several variations but typically ends the same way: the victim pays with a debit card, then the scammer secretly steals it and hands the victim a similar but fake card. Shortly thereafter, money disappears from the victim’s account.
Ron Hansen, deputy chief of police in Sarnia, Ont., said his department received 12 reports of the scam in July, with one victim losing $9,900.
Toronto police report that since June 2023 the department has received 919 reports of the taxi scam, totalling $1.7 million in losses.
Jessica Chin King of Toronto said after a recent cab ride, she got a suspicious activity alert from her bank. She learned $600 had been withdrawn from her account. (Craig Chivers/CBC)
The numbers are “eye-popping,” said Toronto police detective David Coffey.
“When they do get a victim, they are quick to go right into the bank accounts. They’re quick to empty them out.”
Jessica Chin King of Toronto said just 15 minutes after a recent cab ride, she got a suspicious activity alert from her bank. Turns out, $600 had been withdrawn from her account.
“I was like, ‘Wow, I can’t believe that just happened.’ I was in shock,” said Chin King, whose bank later reimbursed the cash.
She said she too was fooled by the taxi sign atop the car.
“I was in the car with somebody who wasn’t a taxi driver. Anything could have happened,” she said. “I was thankful that it was only my bank [account] that was compromised.”
Taxi light for $35 on Amazon
CBC News bought a taxi sign from Amazon for $35. It has a magnetic strip on the bottom, so it easily sticks to the top of a car.
To power the light, an attached wire can be run through the driver’s window and plugged into the car’s auxiliary power outlet, also known as the cigarette lighter outlet.
The taxi association says licensed taxi drivers typically get their roof signs from speciality suppliers, and they are hardwired to the car — not powered via the cigarette lighter.
“When you see that … it’s obvious that it’s not a legitimate taxi,” said Way, the association president.
“This is not a safe, practical way to distribute the trusted ‘Taxi’ signs,” he wrote.
CBC News ordered this $35 taxi sign on Amazon. The attached wire can be run through the driver’s window and plugged into the car’s auxiliary power outlet, while the lights for licensed drivers are hardwired into the vehicle. (Sophia Harris/CBC News)
But Amazon told Way — and CBC News — the signs will remain on its site, because the company isn’t breaking any rules.
“It’s going to be quite difficult, I think, for anyone to stop Amazon from selling a product that is perfectly legal to sell,” said Toronto criminal lawyer, Daniel Goldbloom. “It’s true that these taxi signs can be used to commit scams, but kitchen knives can be used to commit murder — and we don’t stop retailers from selling those.”
But Way isn’t giving up hope.
He says the taxi association also plans to ask other online retailers, such as Temu and eBay, to stop selling the taxi signs and will lobby provincial governments for legislation that regulates the sale of the product.
However, Coffey said he believes the best way to fight the taxi scam is to educate people about it.
“Never, never give another person control of your debit card,” the detective said.
Victims Chin King and Kozody also want to spread the word.
“The more people know, the less likely it is to happen again to somebody else,” Kozody said.
