Telus asks CRTC permission to add 1.5% credit card surcharge to customer bills – CBC News
Canadians who pay their cellphone bill with a credit card could soon see an extra fee every month, if Canada’s telecom regulator approves a proposal currently before them.
Telecom company Telus is asking the Canadian Radio-television and Telecommunications Commission (CRTC) for permission to add a 1.5 per cent surcharge to the bills of customers who pay their bill using a credit card. If approved, it would be in place starting as soon as October.
For a theoretical customer in Alberta whose cellphone bill is $100, the charge would bring their bill to $106.66 — $100 for their basic bill, plus $5 for GST, a $1.58 surcharge for the new fee on top of that, plus another eight cents in GST on the surcharge.
“The company plans to provide advance notices of the fee to its existing customers starting in mid-August,” Telus said in its letter to the regulator.
Fee could be in place by October
The company is asking the regulator to decide on the proposal by Sept. 7 and would like to start levying the new charge as of Oct. 17, and while the CRTC must rule on the matter, in a statement to CBC News the telecom company made the plan sound like a done deal.
“Starting in October, Telus mobility and home services customers choosing to make a bill payment with a credit card will be charged a 1.5 per cent credit card processing fee,” Telus told CBC News in a statement.
The company also said in the statement that numerous other essential services already charge a fee to pay with credit cards, including the Canada Revenue Agency, the City of Toronto, and electrical and gas providers such as Enbridge, Epcor, B.C. Hydro, FortisBC and Alectra.
“This fee helps us recover a portion of the processing costs we incur to accept credit card payments, and the average cost will be around $2 for most customers,” the company said, noting that it can easily be avoided by paying through a bank, via a debit transaction, or other means.
Although the company did not provide an exact breakdown, Telus says most of its customers currently pay via a method that would not accrue the fee.
Telus’s discount flanker brands including Koodo and Public Mobile will not be subject to the fee, nor will customers in Quebec.
WATCH | Why Canadians pay more for telecom services than many other countries:
Telus’ rationale for the move stems from a development this summer, when credit card firms including Visa and MasterCard agreed to a settlement that will see them refund millions of dollars worth of credit card processing fees that merchants have paid them over the years. Crucially, that settlement also gives businesses permission to start charging customers those fees directly starting in October, which is what Telus is trying to do.
Previously, many merchants weren’t allowed to charge customers directly for the fees that credit companies charge them for processing sales. Such fees can range from less than one per cent of the sale, to more than three per cent for some premium cards.
Because just about every part of its business is regulated by the CRTC, Telus needs the regulator to start charging fees that consumers can expect to start seeing from a variety of merchants soon.
CBC News reached out to Rogers and Bell to see if they have any similar plans in the works, but representatives of both companies did not reply to that request within one business day.
Some customers aren’t happy
Some wireless customers aren’t enthused by the idea. Kenneth Hart of Windsor, Ont., a Telus customer for 15 years, calls the plan “a money grab.”
“It’s a bad business move,” he told CBC News in an interview. “They have some accountants telling them this is good. But then you talk about the PR costs, the reputational cost, and it could create … dissatisfaction for those customers who are already … not satisfied.”
“This could be the straw that broke the camel’s back.”
Telus only filed the application on Monday, and the CRTC has already heard from more than 200 Canadians via its website, many of which are opposed to the plan.
Steve Struthers is one of them. The resident of London, Ont., is not a Telus customer but he took the time to give his two cents to the regulator because of how opposed he is to the plan.
“Consumers are already extremely stressed with unaffordable housing, increased food prices, expensive gasoline prices and wages that are not keeping up with any of this,” he told CBC News in an interview.
“I’m quite certain they could afford to absorb a 1.5 per cent credit card fee … It bothers me knowing the cellphone companies aren’t happy with the money they’re making and they still want more in an environment where people are reaching their limit as to what they can pay.”
‘The last thing anyone needs is an additional fee’
Rosa Addario, a spokesperson for telecom watchdog OpenMedia, says the plan is just the latest way for the industry to extract more revenue from cash-strapped Canadian consumers.
“All three of our telecom providers … have reported increased profits, increased revenue and increased customers for 2021,” she told CBC News in an interview. “They are doing better than ever. This is just another way to raise our bills through shady practices and extra fees and adding things on top so that we are paying even more than we already are.”
Suze Morrison, a former Ontario MPP, is urging the CRTC to reject the proposal, noting that it will disproportionately impact people who are already financially vulnerable.
“Working class people, low income people are really struggling to make ends meet right now,” she told CBC News in an interview. “The last thing anyone needs is an additional fee just because of how they pay their telephone bill to keep their phone lines connected.”
WATCH | Canada has 3 major telecom providers. Could that change?
While credit card surcharges are creeping into many businesses, she says it’s different for a telecom utility to charge them because it is a necessity.
“A consumer has a choice to go to a mom and pop restaurant or to cook dinner at home or to go to a restaurant that’s not charging fees for credit card swipes,” she said.
“But we’ve allowed so much consolidation in our telecom industry and there’s such a monopoly in the sector that it’s not like folks can say, ‘OK, well, if you’re going to charge a fee, I’m going to take my business somewhere else.’ I have nowhere else to go.”
Biden's Canada visit is long overdue, expert says – CTV News
U.S. President Joe Biden will be making his much-anticipated visit to Canada in just a matter of weeks. This will be his first time visiting America’s northern neighbour since taking office in 2021.
Questions abound as to why President Biden is only now making the visit more than two years into his presidency. Previous presidents made the trek much sooner. The White House has not offered an explanation for the long wait but as the saying goes: better late than never. However, it is also the first time since George W. Bush, that a sitting U.S. president has been to Canada as part of a bilateral visit.
Presidents Obama’s and Trump’s visits all coincided with multilateral or trilateral engagements. This alone makes the sojourn indeed noteworthy. Still, while the trip is long overdue, it is timely considering the pressing issues confronting both nations.
Like any long-standing relationship, complications abound. Percolating just beneath the surface, spiralling inflation; a nagging migrant crisis; raging climate change, and a bellicose China are just a few of the issues that threaten this united front.
The United States is Canada’s biggest trading partner, exceeding more than CAD$1 trillion (US$745.1 billion) in bilateral trade in goods and services in 2021. However, as the “Freedom Convoy” protest last year revealed, that robust and fruitful economic relationship can be fragile and fraught with danger on both sides.
The blockade brought auto production of major car manufacturers to its knees as the protests halted movement between the two nations. Now, out-of-control inflation, spurred by supply chain issues and exacerbated by the war in Ukraine, has global leaders on edge.
Biden and Prime Minister Justin Trudeau must now find common ground to ensure economic stability. Amid the backdrop and only adding to the growing economic uncertainty, recalcitrant House Republicans are threatening to push the U.S. economy further towards the edge of the debt-ceiling cliff. No doubt, this game of political chicken being played in Washington could very well send Canada’s entire economy spiralling into the abyss if a deal is not reached by the summer.
Unfortunately, a fragile and potentially reeling economy is but one of the most pressing and near term challenges facing both nations. China’s truculence has been on full display in recent months. Spy balloons illegally flying over American and Canadian airspace have made national security an equally and ominous matter the north must immediately confront. The two nations’ efforts to jointly repel the potential threat was successful. However, more challenges from a rising China and the growing threat of autocracy worldwide is pushing this western alliance to make hard choices sooner, rather than later.
Climate change is another salient issue that is moving the two nations closer rather than pulling them apart. Biden has made tackling climate change a signature issue of his Administration. He helped launch the Global Methane Pledge at COP26, which cuts total methane emissions by at least 30 per cent by 2030.
The White House also committed to an ambitious new U.S. target for cutting climate pollution 50 per cent below 2005 levels by 2030. This number is almost double what was promised in the Paris Agreement.
Speaking of which, on his very first day in office, Biden announced the United States would rejoin the Paris Agreement, an international pact of more than 190 countries committed to averting the disastrous effects of climate change.
The Biden Administration has moved aggressively on climate change but persistent drought; voluminous wildfires; and deadly storms continue to punish both nations costing billions in clean up and restoration efforts.
Pledges and global confabs have been a great first step. However, as Prime Minister Trudeau bills Canada as a global climate leader, the country lags behind a number of its G7 and G20 counterparts in reducing greenhouse gas emissions. Since 2000, Canada’s emissions have actually risen by 27 per cent. Biden and Trudeau have said all the right things on climate and undoubtedly they will again during their bilateral. The question now is will their actions match their words?
Both nations have always worked largely on one accord but where there could be a source of real angst is the growing migrant problem. The southern border between the United States and Mexico remains porous and the unyielding flow of illegal crossings have vexed the Biden Administration since day one. Just recently, the White House announced it is considering bringing back a Trump-era policy of detaining families.
A policy that is largely unpopular with the president’s base and immigration activists. Moreover, U.S. comprehensive immigration reform remains elusive and is a non-starter in this era of divided government.
Haiti’s further descent into state failure compounds the problem for both nations. The U.S. would like to see Canada lead a multinational effort in Haiti to address its myriad of problems. Canada, however, is resisting those entreaties, instead pledging aid. Unfortunately, the security situation grows increasingly dire with each passing day and no relief in sight.
As the island nation continues to become a cesspool of violence and dysfunction, its citizens could begin fleeing en masse; seeking refuge on North American shores. Biden needs the Canadian government to operate as an active and hands-on partner in Haiti, if for no other reason than to ease the migration load straining an overburdened American immigration system.
Biden’s trip is being described by the White House as re-affirming the commitment to the U.S.-Canada partnership. In fact, there is far more that binds the two nations and its respective people than divides them.
A vibrant working democracy, Canada is more than just the neighbour to the north; it is an extension of home. The President and First Lady will be on friendly ground when they visit. The 150-year-old relationship is one of the closest; most comprehensive in the world. Still, many Canadians will be left to wonder; what took you so long?
Inflation, National and Private Debt, Possible Economic Collapse
“You do not die from falling into the water. You die if you stay submerged in it”(A Wise Person)
The entire world is drowning not in the water, but in massive unpayable debt. This situation existed before the pandemic, but the pandemic gave our governments the needed tools to carry on into blinding debt. Blinding because politicians, public and private managers, and most of us don’t talk about our portion of the private and public debt that hangs over us like the sword of Damocles. Our eyes are wide shut, and our ears are covered by the headphones we paid $350.00 for with our credit cards. Like the three amounts of money of old, not hearing, seeing, or speaking about DEBT.
Nations whose populations live in poverty, and 2-3rd nation status nations trying to build their economies so they can live the Kardashian lives, like the “national Jones” of the west and east alike. National politics disallow politicians from considering their budgets and debt levels. It’s all about staying in power, so spending must continue so that their allies and supporters in the Middle-Upper Classes continue to support them.
Our personal lives present people with two things in their hands, electric devices, and credit cards. Since one’s feelings have become so important during these difficult days, denying oneself is often never an issue, unless credit limits have been reached. Credit denial, and interest rate increases will follow. We use credit cards to pay for gas so we can go to work, providing an income that will dwindle as one’s bills are partially paid for, never paying all. Things will be better next month, you tell yourself.
Our need for personal emotional uplifting allows us to continue to pay less cash and more credit. Not that many people save their income. Society’s future is based upon a false economy where most things are paid for with borrowed money. What will happen when the credit roller coaster stops abruptly? Perhaps recession and possible national or international depression?
When will governments return to balanced budgets? Can private citizens receive a high school economics lesson regarding personal budgets and how to save for a rainy day?
Power in relation to finance is a full-scope issue. So long as we have the power to choose for others or ourselves regarding finances both governments and private individuals are in peril. Especially if both public and private sectors show no accountability or transparency regarding what, why, and how much is spent on our behalf.
Security to be top of mind during Joe Biden’s trip to Canada
Joe Biden‘s last official visit to Canada came with a palpable sense of foreboding.
Change was in the air. Authoritarian leaders in Syria and Turkey were consolidating power. Britain had voted to leave the European Union. And Donald Trump was waiting in the wings to take over the White House.
“Genuine leaders” were in short supply, and Canada and Prime Minister Justin Trudeau would be called upon to step up, said the U.S. vice-president, who was on a farewell tour of sorts in the waning days of the Obama administration.
Six years later, Biden is coming back _ this time as president _ and the world is very different. His message likely won’t be.
“There’s a seriousness to this moment in America,” said Goldy Hyder, the president and CEO of the Business Council of Canada, who spent much of last week meeting with U.S. officials in D.C.
Chinese spy balloons are drifting through North American airspace. Russian MiG fighter jets are downing U.S. drones as the bloody war in Ukraine grinds on. North Korea is testing long-range ballistic missiles.
And Xi Jinping is sitting down Monday with Vladimir Putin in Moscow, a meeting that will underscore the geopolitical context in which the U.S. sees the world _ and amp up the pressure on Canada to remain a willing and reliable partner, not only in Ukraine but elsewhere as well.
“It shines a much brighter light on security in all its forms: national security, economic security, energy security, cybersecurity _ all of these things come home to roost,” Hyder said of that meeting.
“For America, there’s nothing more important, and there should nothing more important for us, quite frankly.”
Enter critical minerals, the vital components of electric-vehicle batteries, semiconductors, wind turbines and military equipment that both Biden and Trudeau consider pivotal to the growth of the green economy.
Ending Chinese dominance in that space is Job 1 for the Biden administration, and Canada has critical minerals in abundance. But it takes time to build an extractive industry virtually from scratch, especially in this day and age _ and experts say the U.S. is growing impatient.
“The reality is, nobody’s moving fast enough, relative to escalating demand,” said Eric Miller, president of the D.C.-based Rideau Potomac Strategy Group, which specializes in Canada-U.S. issues.
More and more jurisdictions, including the European Union and U.S. states like California and Maryland, are drawing up ambitious plans to end the manufacture of internal-combustion vehicles by 2035, Miller noted.
More on Canada
That’s just 12 years away, while it can take upwards of a decade to get approval for a mine, let alone raise the money, build it and put it into production, he added.
“The challenge you have in a democracy is that processes are slow, and are in reality too slow relative to the needs of making the green transition,” Miller said.
“So when you when you look across the landscape, of course, you think that other people’s systems are inherently easier than your own.”
National security, too, has been top of mind ever since last month’s flurry of floating objects exposed what Norad commander Gen. Glen VanHerck called a “domain awareness gap” in North America’s aging binational defence system.
Updating Norad has long been an ongoing priority for both countries, but rarely one that either side talked about much in public, said Andrea Charron, a professor of international relations at the University of Manitoba.
“The problem for Norad is it’s literally under the political radar _ it’s difficult to get politicians to commit funds and recognize that it’s been the first line of defence for North America for 65 years,” Charron said.
“Russian aggression and these Chinese balloons now make it politically salient to try and speed things up and make those commitments.”
Hyder said he expects the U.S. to continue to press Canada on meeting its NATO spending commitments, and reiterate hopes it will eventually agree to take on a leading role in restoring some order in lawless, gang-ravaged Haiti.
So far, international efforts to provide training and resources to the country’s national police force aren’t getting the job done, the UN’s special envoy to Haiti warned in D.C. as she called for countries to put boots on the ground.
“We’re not getting the job done,” Helen La Lime told a meeting of the Organization of American States last week. “We need to get down to the business of building this country back.”
Roving criminal gangs have been steadily rising in power following the 2021 assassination of president Jovenel Moise, and are now said to control more than half of the capital city of Port-au-Prince.
Even in the face of public _ if diplomatic _ pressure from U.S. officials, Trudeau would rather help from a distance, investing in security forces and using sanctions to target the powerful Haitian elites fostering the unrest.
Haiti is a “complete and total mess” that can’t simply be fixed with military intervention, no matter the size of the force, Charron warned. The Canadian Armed Forces are already overstretched, facing ongoing long-term commitments to Ukraine and a chronic shortage of personnel, she added.
“Haiti is a quagmire, and nobody’s particularly keen to get in there _ especially if the U.S. isn’t there to be the exit strategy.”
The question of irregular migration in both directions across the Canada-U.S. border is also likely to come up during the two-day visit, although the Biden administration is not keen to renegotiate the Safe Third Country Agreement, which critics say encourages migrants to sneak into Canada in order to claim asylum.
As well, look for plenty of mentions of the U.S.-Mexico-Canada Agreement, the NAFTA successor known in Canada as CUSMA that now provides the framework for much of the economic relationship between the two countries.
No one is keen to renegotiate that deal right now either, but they need to think about it nonetheless, Hyder said: a six-year review clause means it could be reopened by 2026.
“We all had a near-death experience a few years ago; it doesn’t seem like it was that long ago,” he said.
“And yet here we are. In a matter of a few years, we’ll be back at it again.”
Developing postoperative delirium associated with a faster rate of cognitive decline, says study – Medical Xpress
The SpaceX steamroller has shifted into a higher gear this year – Ars Technica
Canadian defence investments have ‘changed the tone’ of U.S. relations: ambassador – Global News
Silver investment demand jumped 12% in 2019
Iran anticipates renewed protests amid social media shutdown
Search for life on Mars accelerates as new bodies of water found below planet’s surface
News12 hours ago
Inflation, National and Private Debt, Possible Economic Collapse
Real eState15 hours ago
In Europe, Home Sales to Americans Are on the Rise
Tech13 hours ago
Welcome to the Luddite Revolution
Health13 hours ago
Japanese Bento Spot On Robson Street Closes After 10 Years Of Operation
Business16 hours ago
Fed, other central banks set joint liquidity operation
Tech16 hours ago
Final Fantasy 16 will take you about 35 hours to beat, 70-80 hours to complete
Real eState12 hours ago
Real estate investor pleads guilty to fraud on $149M loan
Business11 hours ago
Canada among central banks banding together to calm markets after UBS deal to buy Credit Suisse