TikTok ban: Should I delete the app? – CTV News
After Canada announced it would ban the short-form video app TikTok on government-issued mobile devices, cybersecurity experts say the move highlights pre-existing concerns for the safety of Canadians’ personal data.
While the federal government didn’t say it will be adding further restrictions on the app for the general public, Prime Minister Justin Trudeau said “this may be a first step, it may be the only step we need to take, but every step of the way we’re going to be making sure that we’re keeping Canadians safe.”
Cybersecurity expert Terry Cutler told CTV News Channel that Canadians can go about using the app at their own risk of their personal data being tracked, and while removing the app completely off their phones can be an option, there are concerns of its ties to other apps that TikTok can plug into to access users’ personal data.
“There’s so many ways that you can still be tracked online even without the TikTok app. The only other concern is that there’s a lot of apps that plug into TikTok and vice versa, so they’re still able to get information on you from other sources,” Cutler said Tuesday.
WHY HAS THE FEDERAL GOVERNMENT BANNED TIKTOK?
Mona Fortier, President of the Treasury Board. said on Monday the decision was a cautionary move.
“The decision to remove and block TikTok from government mobile devices is being taken as a precaution, particularly given concerns about the legal regime that governs the information collected from mobile devices, and is in line with the approach of our international partners,” she said in a statement.
Fortier also said while there is no evidence to indicate any government data has been compromised, there are still risks involved for users of the app and Canadians should be aware of this before committing to its use.
Other provinces are now looking into banning the app from their government like Quebec, who quickly followed suit banning the app on government devices on Tuesday.
In response, TikTok questioned why the federal government set the ban without providing specific concerns or contacting the social media company first, according to a company spokesperson.
“We are always available to meet with our government officials to discuss how we protect the privacy and security of Canadians, but singling out TikTok in this way does nothing to achieve that shared goal. All it does is prevent officials from reaching the public on a platform loved by millions of Canadians,” the spokesperson said.
SHOULD I DELETE TIKTOK?
Concerns of this data sharing, particularly with its Chinese parent company Bytedance, has been a main concern amid Canadian-Chinese tensions.
Rob Falzon, head of engineering at cybersecurity company Check Point, says TikTok has had vulnerabilities in the past, as research teams at Check Point found hackers could release private information by connecting a user’s profile to phone numbers associated with the account, reveal personal information or upload unauthorized videos.
“I think there’s a larger issue at play here that is not addressed by simply banning Tiktok,” Falzon told CTVNews.ca in a phone interview on Tuesday. “And that is the issue of data protection and privacy laws in Canada in general.”
Falzon says while he supports the ban on government-issued devices, there still needs to be more done to ensure Canadian’s safety online, and not just with TikTok.
“We have to start asking ourselves if there should the people who create these apps hold that responsibility or should there be a sort of threshold that the government should implement this from a rules perspective to say, ‘you need to meet these basic rules to be allowed to do business in Canada’?” he said.
Sharon Polsky, President of the Privacy and Access Council of Canada, says Canadian users should be more conscious about their online activity but it can be difficult to see it that way since so much of their daily activities have become so dependent on the use of technology, whether that’s connecting with friends or shopping online.
“This is good to raise awareness, there are issues about websites, whether it’s social media or retailers or just about any website, including medical and mental health websites that collect personal information, very, very sensitive personal information,” she told CTVNews.ca in a phone interview on Tuesday.
Whether Canadians should continue to use the app should be completely up to them, she said, but that decision should include the education and tools to understand how their data is being used and how they can protect themselves.
HOW CAN I PROTECT MYSELF?
Falzon says Canadians need to start asking more questions about whether or not the devices they use every day require personal details in order to function.
“If it’s a device like a smart TV or smart coffee maker, do you need a smart coffee maker? Do you need the app that goes with the smart coffee maker?” he said. “Did your coffeemaker just ask you what your birthday was? Why? Why am I putting that information in there?”
Similar to how parents are recommended to keep watch of their children’s online activity, Falzon says everyone should be taking care of themselves in the same way to determine how much personal information they want to expose on apps and devices.
“There are legitimate reliable sources of information that are not scams that people can educate themselves to know how to look at the features in their phone, or their desktop or their tablet and lock it down. How not to just accept whatever is presented to them, to question it,” she said.
Canada helping Mexico invade the U.S., says Republican firebrand – CBC.ca
This item is part of Watching Washington, a regular dispatch from CBC News correspondents reporting on U.S. politics and developments that affect Canadians.
Here’s an attention-grabbing charge: the idea that Canada might be assisting an invasion of the United States by the other country on the continent.
Even more surprising? The comment came from a member of the United States Congress during a congressional hearing in Washington.
Less surprising? That member was Marjorie Taylor Greene, the controversy-courting Republican best known as a gleeful flinger of partisan bombs.
It came during a hearing organized by Republicans titled: “Biden’s Growing Border Crisis: Death, Drugs, and Disorder on the Northern Border.”
She used her spot in the committee hearing to draw attention to the fact that Canada allows Mexicans to travel into the country without a visa.
And she alluded to an increase in Mexicans being stopped trying to enter the U.S. between ports of entry, with U.S. Customs and Border Protection officials reporting 1,604 such incidents at the northern border in the first four months of this fiscal year compared with 882 for all of last year.
“It’s extremely concerning, and dangerous to the United States of America’s national security, that Canada’s immigration policy allows Mexicans to travel, to Canada, without a visa,” Taylor Greene said.
“It seems that Canada wants to participate in Mexico’s invasion of the United States…. They end up coming into the United States.”
What’s the context
There has indeed been an increase in migrants entering the U.S. through Canada. Republicans have started raising it as an issue, part of their campaign against what they call the Biden administration’s lax border policies.
In that process, some have cherry-picked the data: they’ve made the numbers sound more dramatic by comparing them to early in the pandemic, when there was little travel, and they’ve in some cases lumped together routine incidents at border checkpoints with stops between checkpoints.
The number of apprehensions is indeed up significantly from the last few years. But even at the current pace, Border Patrol Agents would stop fewer than 9,000 people coming from Canada this year; that’s less than in the early 2000s, and a rounding error compared to the more than two million on the Mexican border.
A Democrat called the hearing a waste of time and said it would be better spent on serious problems.
“This manufactured northern border crisis,” is how Glenn Ivey of Maryland referred to it.
“There’s nothing going on with respect to Canada that merits them being treated like some kind of rogue state…. They’re a good working partner with the United States.”
Several Republicans, other than Taylor Greene, went out of their way to point out that their issue wasn’t with Canada. The chair of the hearing, Dan Bishop of North Carolina, said: “They’re friends — not anything other than that.”
The problem, several Republicans said, was that the northern border is severely understaffed. Barely 10 per cent of U.S. Border Patrol Agents are stationed along the vast Canadian frontier, and even among that limited pool many are seconded for stints at the busier Mexican border.
The head of the U.S. Border Patrol Agents’ union, Brandon Judd, said: “It’s impossible to patrol the [northern] border.” He said there’s only one agent every 30 miles (48 kilometres).
Some speakers at the hearing referred to the new Canada-U.S. migration pact announced last week while U.S. President Joe Biden was in Ottawa, and suggested it benefited Canada more than the U.S. Others, the Democrats, referred to it as a good example of co-operation between two friendly countries.
There’s no pressure on Canada, for now, to restore visa requirements on Mexicans. At issue is the fact that the country between Canada and Mexico, the U.S., requires a visa for Mexicans to enter.
This was a major irritant years ago. The Harper government created a visa requirement for Mexicans. The Trudeau government relaxed it.
Some U.S. immigration-watchers have been wondering whether the pressure from the U.S. could come for a policy switch.
Taylor Greene most certainly does not speak for the Biden administration, or for the Democrats who control the Senate, or even for many in her party; but she has a knack, sometimes, for serving as a bellwether of where her party is heading.
From groceries to booze, payday loans to plane tickets — here's what the budget means for your wallet – CBC News
With inflation still near its highest level in decades, the federal budget unveiled in Ottawa Tuesday offered a lot of talk about making life more affordable for Canadians — but few details about how it’s all going to work.
One of the biggest items leaked prior to the budget’s release is something the government is calling a “grocery rebate” meant to mitigate the cost of grocery prices that are still rising at an annual rate of more than 10 per cent.
It’s an extended version of the existing GST rebate cheque program, which gives cash payouts to refund GST payments incurred by low-income Canadians.
The government says the rejigged program will put an extra $467 into the pockets of the average family with two kids, and $234 for a single person. Government estimates suggest they think roughly 11 million people will qualify for the program, which is to be doled out via a quarterly cheque or direct deposit.
Strictly speaking, the government isn’t requiring that the money be spent on groceries. But the program’s branding suggests Ottawa hopes it will deliver $2.5 billion in relief where many Canadians need it most — in the checkout aisle.
That’s good news for people like Krystle Kisman, a single mother from Burlington, Ont., for whom putting food on the table has been a major source of stress of late.
“I remember I used to spend $200 every two weeks and I would get double what I’m getting now,” she told CBC News this week. “It’s tough. A lot of times I use my child tax credit towards our food for the month.”
The grocery program is targeted at people like Kisman, who have had to face impossible choices between paying rent and paying for food.
There’s very little else in the budget in the way of direct payments to Canadians to blunt the impact of inflation. But the document is also sprinkled with programs and policy ideas aimed at helping consumers keep a little more of the money they already have.
In recent weeks, the beer and alcohol industry has been sounding the alarm about a looming hike to the federal tax on beer, wine and spirits. The so-called excise tax is pegged to inflation, which means it was on track to increase by more than six per cent this weekend — a jump that would have taken the toll to 73 cents on a litre of wine and more than 37 cents for a litre of beer.
Those excise fees are paid by brewers, wine and spirit makers, but the costs filter down for consumers as they add to the cost of doing business, and pushing up retail prices.
The government announced in the budget that it will slash that increase to two per cent for this year, well below the inflation rate.
The budget also aims to rein in some of the more exorbitant costs that some Canadians pay to borrow money. While rates on conventional personal and business loans from major lenders tend to hover between the low single digits for a mortgage to slightly over 10 per cent for other forms of unsecured debt, that’s not true for all types of loans.
That’s why the budget targets what the government calls “predatory lending” by changing loopholes that currently allow some lenders to charge rates as high as 47 per cent per year.
The government says it’s going to amend the Criminal Code to cap those rates at 35 per cent, in line with existing regulations already on the books in Quebec.
Payday loans are currently exempt from that legislation due to various loopholes. Those loans are typically for small amounts of up to $1,500 and only for terms of up to two months — but despite their short term, their costs are far higher than other loans, as annualized rates can sometimes approach 400 per cent.
The government says it plans to tighten and eliminate some of those loopholes by requiring payday lenders to charge no more than $14 for every $100 borrowed. And says it will consult with the provinces on additional revisions on how to further regulate the payday-lending industry.
Credit card fee reductions
The government also laid out new rules for another source of frustration for small businesses and consumers: credit card fees.
Every time a customer swipes a credit card to pay for a purchase, the vendor pays what’s known as an interchange fee to the credit card company processing the transaction.
In Canada, such fees on some cards can amount to up to three per cent of the purchase price — far higher than they are in jurisdictions where they are capped.
While the budget stops short of imposing such a cap, the government did say it has struck a deal with the major credit companies that will see interchange fees reduced by about 27 per cent for about 90 per cent of the businesses that accept credit cards.
Dan Kelly, president of the Canadian Federation of Independent Business, said the lowering of fees is a good start, but more is needed. “A 27 per cent reduction in small business merchant fees is significant, but more details are needed to determine how many small businesses will benefit from this plan,” he said.
Government estimates suggest the new fee structure will save small businesses $200 million a year, savings that should theoretically filter down to consumers since a court ruling last fall established that merchants are allowed to pass those fees on to consumers directly now.
Credit card fees aren’t the only hidden fee facing scrutiny. Although it offers few details, the government says it wants to crack down on what it calls “junk fees” that get tacked on to goods and services.
The government says it wants to work with the provinces and various regulators to examine things like cellphone roaming charges, ticket fees and excessive baggage fees — just a few examples of the sort of nickel-and-dime fees that annoy consumers.
Travel fees set to increase
But even as the government talks tough about getting rid of hidden fees, it’s actually increasing one that Canadians pay every time they get on a flight.
The Air Travel Security Charge is one of many fees that flyers pay when they buy a plane ticket. The money goes to funding and improving vital airport services like passenger screening and baggage handling.
First implemented in 2002 after the Sept. 11 attacks, the fees have not increased since 2010, when they jumped up by more than 52 per cent to their current level.
The budget has earmarked an extra $1.8 billion to help fix the travel chaos that Canadians have experienced at airports of late, but it will come at a hefty cost for consumers. The Air Travel Security Charge is set to increase by almost 33 per cent next year.
That will bring the added fee on a one-way ticket within Canada to $9.94, on a flight to the U.S. to $16.89, and on a trip overseas to $34.42.
Economist Armine Yalnizyan said that, coming from a government claiming to be focused on helping Canadians deal with high inflation, the budget offered little of substance.
“Something is better than nothing,” she said of the grocery rebate program, “but affordability got the short shrift in this budget.”
She said tackling junk fees plays well among voters who can afford to do things like go on vacation and buy concert tickets, but they don’t help with the pain of necessities like food, shelter, and gas.
“They are catering to people who are inconvenienced by problems at the airport and the Taylor Swift crowd and saying ‘we are going to deal with Ticketmaster maybe’ but inconvenience is different than going hungry.”
“You don’t want to worry about inconvenience at a time of basic affordability.”
Here are 5 ways Budget 2023 will impact your wallet
Much of the federal Liberal government’s 2023 budget is geared towards helping Canadian households make ends meet — or at the very least, for example, shaving a few dollars off the cost of a concert ticket.
Finance Minister Chrystia Freeland teed up the 2023 spending plans as providing support for vulnerable Canadians who are feeling stressed about their own budgets after a year of high inflation and rapidly rising interest rates.
Some proposed measures will make a direct impact on households, while others will change the kinds of charges and interest rates businesses can levy at Canadians.
Here are five big takeaways from the federal budget you’ll want to know about.
Tax rebate aimed at grocery affordability
One highly touted measure in the 2023 budget is a one-time tax rebate aimed at helping Canadians cope with rampant food inflation.
The so-called “grocery rebate,” as reported by Global News and others ahead of the budget’s release on Tuesday, would be aimed at lower-income households. It would be delivered through the existing GST tax credit mechanism, with an estimated 11 million Canadians and families expected to qualify to receive the support.
The rebate is expected to deliver $467 directly to a family of four, $234 to a single Canadian without kids and $225 to the average senior.
Despite the name, the government won’t be checking that the rebate is spent directly on groceries.
But given that prices for food from the grocery store clocked in at 10.6 per cent annual inflation in February and has remained in double-digits since the summer, groceries continue to be major stressors on household budgets.
The timeline for the rollout of this rebate is uncertain and depends on when and if the 2023 budget is passed in Parliament.
Cracking down on ‘junk fees’
In the 2023 budget, the Liberal government is declaring war on “junk fees” — defined as “unexpected, hidden and additional fees” that crop up on everything from concert tickets to airfare, from telecom services to excessive shipping costs.
Details were sparse on how and when the government would tackle these fees, but the budget said Ottawa would work with regulatory agencies, provinces and territories to reduce unfair and excessive costs on some common expenses.
The United States government recently announced a similar crackdown on fees as consumers have swiftly complained online in the past few years about the exorbitant amounts charged for tickets to popular concerts, for example.
While some measures in the 2023 budget might reduce what you pay on airfare, others could see those costs rise.
The air travellers security charge (ATSC), which is typically paid by passengers on their tickets and helps to fund security screening and baggage protection services in Canada, is set to rise under the 2023 budget proposals.
The ATSC rate for a round-trip domestic flight would rise almost $5 to $19.87 under the new regime, while an international flight will see the charge hiked by nearly $9 to $34.42 on a flight out of Canada.
Help on loans
The federal government also announced its plans to help Canadians dealing with high interest rates on some loans.
Debt-servicing payments have grown rapidly over the past year as the Bank of Canada raised interest rates in an effort to cool spending and take some stream out of inflation. A rise in the central bank’s benchmark policy rate affects multiple kinds of debt, including mortgages, lines of credit and credit cards.
For Canadians struggling with mortgage payments after a year of rate hikes, Ottawa proposed a new mortgage code of conduct in the 2023 budget.
Through the Financial Consumer Agency of Canada, the document would direct financial institutions to provide Canadians struggling to make mortgage payments with “fair and equitable access to relief measures.”
This could include adjusting payment schedules, extending amortizations on the loan or authorizing lump-sum payments, strategies some lenders already offer to clients who are in danger of defaulting on their mortgage.
Beyond mortgages, Ottawa is also planning to crack down on payday loans and predatory lenders.
The budget notes that these loans often target low-income and other vulnerable Canadians with a promise of quick relief at the cost of “very high interest rate loans” that can end up trapping consumers in a cycle of debt.
The Liberals are proposing to amend the Criminal Code to lower the threshold at which a rate of interest would be considered criminal from today’s annual rate of 47 per cent federally to 35 per cent, in line with the current rate in Quebec.
Payday lenders would also be able to charge Canadians no more than $14 per $100 borrowed under the new regime, bringing it down to the cap currently in place in Newfoundland and Labrador.
Standardizing chargers for devices
The federal government is also planning to cut down on the number of charging cables Canadians have lying around their kitchen drawers by standardizing the charging port for smartphones and other devices.
Following the lead of the European Union, which signalled it would mandate USB-C charging ports for small handheld devices and laptops by the end of 2024, Ottawa will also work with international partners to “explore implementing a standard charging port in Canada,” according to the budget.
The document said standardizing the charging port on phones and other devices could lower costs for Canadians and cut down on electronic waste.
Also in the vein of cutting down on waste, the Liberals are proposing a new “right to repair” framework for existing devices.
Currently, fixing broken appliances or devices can come with high fees or face delays when specific parts aren’t available.
The government is looking to roll out a framework in 2024 to make electronics easier to repair with spare parts expected to be readily accessible.
“By cutting down on the number of devices and appliances that are thrown out, we will be able to make life more affordable for Canadians and protect our environment,” the budget read.
Automatic tax filing to help low-income Canadians
Ottawa is also looking to help the estimated 12 per cent of Canadians who don’t currently file tax returns take advantage of benefits they might currently be missing out on.
Starting in 2023, the Canada Revenue Agency is expected to pilot a new “automatic filing system” to help vulnerable Canadians who don’t regularly file taxes receive the benefits they’re entitled to receive.
The government also intends to expand its existing auto-file program, File My Return, which sees low-income Canadians file returns by answering a few questions over the phone.
Ottawa plans to nearly triple the number of Canadians eligible for the auto-file program to two million by 2025.
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